Use this page as a one-stop reference for everything related to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch in FARRUKHNAGAR, HARYANA. The branch's IFSC code UTIB0SGCB06 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, the IFSC UTIB0SGCB06 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SGCB06 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Gurgaon Central Cooperative Bank Limited branch in Farrukhnagar, Haryana is part of this network and uses the IFSC code UTIB0SGCB06 for all electronic settlement.
About this branch
The branch is located at B.O. FARRUKH NAGAR, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, FARUKHNAGAR , GURGAON HARYANA. It serves the Farrukhnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SGCB06 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Gurgaon Central Cooperative Bank Limited |
| IFSC Code | UTIB0SGCB06 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B.O. FARRUKH NAGAR, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, FARUKHNAGAR , GURGAON HARYANA |
| City | Farrukhnagar |
| District | Gurgaon |
| State | Haryana |
| STD Code | 0 |
| Phone | 0 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GURGAON CENTRAL COOPERATIVE BANK LIMITED of Axis Bank — its own 11-character IFSC. The code UTIB0SGCB06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SGCB06 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the The Gurgaon Central Cooperative Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SGCB06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0SGCB06
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SGCB06 across all three.
How to use IFSC UTIB0SGCB06 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SGCB06.
- Confirm the bank name auto-populates as Axis Bank and the branch as THE GURGAON CENTRAL COOPERATIVE BANK LIMITED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SGCB06
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, ensure your bank's portal accepts IFSC UTIB0SGCB06 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, use IMPS. With IFSC UTIB0SGCB06 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Gurgaon Central Cooperative Bank Limited
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SGCB06:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is still linked to IFSC UTIB0SGCB06.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, the IFSC UTIB0SGCB06 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Gurgaon Central Cooperative Bank Limited branch
Once you have an account at Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, the IFSC UTIB0SGCB06 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Gurgaon Central Cooperative Bank Limited branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SGCB06
Digital banking channels
Most day-to-day work that customers used to do at the The Gurgaon Central Cooperative Bank Limited branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SGCB06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The The Gurgaon Central Cooperative Bank Limited branch sits at B.O. FARRUKH NAGAR, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, FARUKHNAGAR , GURGAON HARYANA. If you are travelling from outside Farrukhnagar, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SGCB06 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED:
- The IFSC is exactly UTIB0SGCB06 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE GURGAON CENTRAL COOPERATIVE BANK LIMITED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Gurgaon Central Cooperative Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SGCB06, however, work 24x7.
Verifying IFSC UTIB0SGCB06 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SGCB06 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankThe Gurgaon Central Cooperative Bank Limited Branch
B.O. FARRUKH NAGAR, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, FARUKHNAGAR , GURGAON HARYANA
Farrukhnagar, Haryana
Phone: 0
IFSC: UTIB0SGCB06
Frequently asked questions
Can I use IFSC UTIB0SGCB06 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SGCB06 to send funds instantly.
Does Axis Bank The Gurgaon Central Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC UTIB0SGCB06 valid for NEFT and RTGS?
Yes. IFSC UTIB0SGCB06 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank The Gurgaon Central Cooperative Bank Limited branch?
The IFSC code of Axis Bank, The Gurgaon Central Cooperative Bank Limited branch is UTIB0SGCB06. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0SGCB06 the same for all accounts at The Gurgaon Central Cooperative Bank Limited branch?
Yes. The IFSC UTIB0SGCB06 is shared by every account held at Axis Bank's The Gurgaon Central Cooperative Bank Limited branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank The Gurgaon Central Cooperative Bank Limited branch?
You can reach the branch at 0 during regular banking hours.
How do I add Axis Bank The Gurgaon Central Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SGCB06, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0SGCB06 belongs to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, located at B.O. FARRUKH NAGAR, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK… in FARRUKHNAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
