Use this page as a one-stop reference for everything related to Axis Bank's SECTOR THIRTY ONE branch in FARIDABAD, HARYANA. The branch's IFSC code UTIB0004142 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004142 is the IFSC of Axis Bank's SECTOR THIRTY ONE branch. The format is fixed: UTIB = bank code, 0 = reserved, 004142 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Thirty One branch in Faridabad, Haryana is part of this network and uses the IFSC code UTIB0004142 for all electronic settlement.
Sector Thirty One branch overview
Located at GF FF SCO 62 HUDA MARKET SECTOR 31 FARIDABAD 121003, the Sector Thirty One branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004142 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sector Thirty One |
| IFSC Code | UTIB0004142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF FF SCO 62 HUDA MARKET SECTOR 31 FARIDABAD 121003 |
| City | Faridabad |
| District | Faridabad |
| State | Haryana |
| STD Code | 129 |
| Phone | 4881031 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR THIRTY ONE of Axis Bank — its own 11-character IFSC. The code UTIB0004142 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004142 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004142 and the account number together uniquely identify the Sector Thirty One branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004142 across all three.
How to use IFSC UTIB0004142 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SECTOR THIRTY ONE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004142.
- Confirm the bank name auto-populates as Axis Bank and the branch as SECTOR THIRTY ONE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR THIRTY ONE
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SECTOR THIRTY ONE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004142 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SECTOR THIRTY ONE, use IMPS. With IFSC UTIB0004142 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sector Thirty One
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004142:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR THIRTY ONE is still linked to IFSC UTIB0004142.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004142
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SECTOR THIRTY ONE is still mapped to IFSC UTIB0004142. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004142 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sector Thirty One branch is mapped to IFSC UTIB0004142 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004142.
Products and services
Customers walking into the Sector Thirty One branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004142
Online banking and IFSC UTIB0004142
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR THIRTY ONE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sector Thirty One branch
The branch is located at GF FF SCO 62 HUDA MARKET SECTOR 31 FARIDABAD 121003, which puts it inside Faridabad, the broader Faridabad district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sector Thirty One branch” — the verified location pin for IFSC UTIB0004142 should appear at the top of the results.
- Confirm the branch is open by calling 129-4881031 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004142 and your account number.
Common mistakes to avoid when using IFSC UTIB0004142
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SECTOR THIRTY ONE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004142. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sector Thirty One are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004142 continue to work without interruption.
Verifying IFSC UTIB0004142 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004142 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 129-4881031.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSector Thirty One Branch
GF FF SCO 62 HUDA MARKET SECTOR 31 FARIDABAD 121003
Faridabad, Haryana
Phone: 129-4881031
IFSC: UTIB0004142
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sector Thirty One reflect within 30 minutes.
Is IFSC UTIB0004142 valid for NEFT and RTGS?
Yes. IFSC UTIB0004142 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004142 the same for all accounts at Sector Thirty One branch?
Yes. The IFSC UTIB0004142 is shared by every account held at Axis Bank's Sector Thirty One branch. Only the account number changes from customer to customer.
How do I add Axis Bank Sector Thirty One as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004142, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0004142 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004142 to send funds instantly.
What is the IFSC code of Axis Bank Sector Thirty One branch?
The IFSC code of Axis Bank, Sector Thirty One branch is UTIB0004142. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0004142 is the IFSC code of Axis Bank, SECTOR THIRTY ONE branch, in FARIDABAD, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
