Use this page as a one-stop reference for everything related to Axis Bank's DODA JK branch in DODA, JAMMU AND KASHMIR. The branch's IFSC code UTIB0006061 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's DODA JK branch, the IFSC UTIB0006061 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 006061 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Doda Jk branch in Doda, Jammu and Kashmir is part of this network and uses the IFSC code UTIB0006061 for all electronic settlement.
About the Doda Jk branch
The Doda Jk branch of Axis Bank is situated at GROUND FLOOR, KHASRA NO 415MIN, SITUATED AT DODA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006061 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Doda Jk |
| IFSC Code | UTIB0006061 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO 415MIN, SITUATED AT DODA |
| City | Doda |
| District | Doda |
| State | Jammu and Kashmir |
| STD Code | 1996 |
| Phone | 9906341821 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DODA JK of Axis Bank — its own 11-character IFSC. The code UTIB0006061 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006061 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Doda Jk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006061 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0006061
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006061 across all three.
NEFT to Axis Bank, DODA JK using IFSC UTIB0006061
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006061, and confirm that the system picks up Axis Bank – DODA JK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DODA JK
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DODA JK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006061 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – DODA JK, use IMPS. With IFSC UTIB0006061 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006061 for Axis Bank – DODA JK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006061 | Yes – UTIB0006061 | Yes – UTIB0006061 |
For most retail customers crediting the Doda Jk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006061
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – DODA JK is still mapped to IFSC UTIB0006061. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006061 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Doda Jk branch is mapped to IFSC UTIB0006061 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006061.
Products and services
Customers walking into the Doda Jk branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006061
Digital banking channels
Most day-to-day work that customers used to do at the Doda Jk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006061 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Doda Jk branch sits at GROUND FLOOR, KHASRA NO 415MIN, SITUATED AT DODA. If you are travelling from outside Doda, search for the branch on a maps application using the bank name and locality, or call 1996-9906341821 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006061 and your account number.
Common mistakes to avoid when using IFSC UTIB0006061
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – DODA JK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006061. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Doda Jk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006061 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006061 for Axis Bank – DODA JK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankDoda Jk Branch
GROUND FLOOR, KHASRA NO 415MIN, SITUATED AT DODA
Doda, Jammu and Kashmir
Phone: 1996-9906341821
IFSC: UTIB0006061
Frequently asked questions
What is the phone number of Axis Bank Doda Jk branch?
You can reach the branch at 1996-9906341821 during regular banking hours.
Is IFSC UTIB0006061 valid for NEFT and RTGS?
Yes. IFSC UTIB0006061 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0006061 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006061 to send funds instantly.
How do I add Axis Bank Doda Jk as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006061, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Doda Jk branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1996-9906341821 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Doda Jk branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0006061 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Doda Jk reflect within 30 minutes.
Final notes
To recap: UTIB0006061 is the IFSC code of Axis Bank, DODA JK branch, in DODA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
