Use this page as a one-stop reference for everything related to Axis Bank's DIMAPUR NAGALAND branch in DIMAPUR, NAGALAND. The branch's IFSC code UTIB0000378 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – DIMAPUR NAGALAND is UTIB0000378. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000378 map to this branch in DIMAPUR, NAGALAND.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Dimapur Nagaland |
| IFSC Code | UTIB0000378 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CIRCULAR ROAD NEAR CITY TOWER |
| City | Dimapur |
| District | Dimapur |
| State | Nagaland |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dimapur Nagaland branch in Dimapur, Nagaland is part of this network and uses the IFSC code UTIB0000378 for all electronic settlement.
About this branch
The branch is located at CIRCULAR ROAD NEAR CITY TOWER. It serves the Dimapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000378 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DIMAPUR NAGALAND of Axis Bank — its own 11-character IFSC. The code UTIB0000378 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000378 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0000378
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000378 across all three.
How to use IFSC UTIB0000378 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DIMAPUR NAGALAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0000378.
- Confirm the bank name auto-populates as Axis Bank and the branch as DIMAPUR NAGALAND.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DIMAPUR NAGALAND
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DIMAPUR NAGALAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000378 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – DIMAPUR NAGALAND, use IMPS. With IFSC UTIB0000378 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000378 for Axis Bank – DIMAPUR NAGALAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000378 | Yes – UTIB0000378 | Yes – UTIB0000378 |
For most retail customers crediting the Dimapur Nagaland branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's DIMAPUR NAGALAND branch, the IFSC UTIB0000378 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dimapur Nagaland branch is mapped to IFSC UTIB0000378 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000378.
Banking services available
The Dimapur Nagaland branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000378
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000378 and the account number together uniquely identify the Dimapur Nagaland branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0000378
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the DIMAPUR NAGALAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000378 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0000378
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – DIMAPUR NAGALAND, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000378. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dimapur Nagaland branch sits at CIRCULAR ROAD NEAR CITY TOWER. If you are travelling from outside Dimapur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000378 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000378 for Axis Bank – DIMAPUR NAGALAND, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dimapur Nagaland branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000378, however, work 24x7.
Branch address & contact
Axis BankDimapur Nagaland Branch
CIRCULAR ROAD NEAR CITY TOWER
Dimapur, Nagaland
Phone: the branch contact number
IFSC: UTIB0000378
Frequently asked questions
What is the phone number of Axis Bank Dimapur Nagaland branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Axis Bank Dimapur Nagaland as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000378, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0000378 valid for NEFT and RTGS?
Yes. IFSC UTIB0000378 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Dimapur Nagaland branch located?
Axis Bank's Dimapur Nagaland branch is located at CIRCULAR ROAD NEAR CITY TOWER, Dimapur, Nagaland.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dimapur Nagaland branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0000378 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Dimapur Nagaland reflect within 30 minutes.
Is IFSC UTIB0000378 the same for all accounts at Dimapur Nagaland branch?
Yes. The IFSC UTIB0000378 is shared by every account held at Axis Bank's Dimapur Nagaland branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0000378 belongs to Axis Bank's DIMAPUR NAGALAND branch, located at CIRCULAR ROAD NEAR CITY TOWER in DIMAPUR, NAGALAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
