Below are the complete branch details for Axis Bank, DILAKHEDI branch, located in DILAKHEDI, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006407. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006407 for Axis Bank – DILAKHEDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006407 is the IFSC of Axis Bank's DILAKHEDI branch. The format is fixed: UTIB = bank code, 0 = reserved, 006407 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dilakhedi branch in Dilakhedi, Madhya Pradesh is part of this network and uses the IFSC code UTIB0006407 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Dilakhedi |
| IFSC Code | UTIB0006407 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NUMBER 494, 2, GRAM DILAKHEDI, TEHSIL BANDA |
| City | Dilakhedi |
| District | Sagar |
| State | Madhya Pradesh |
| STD Code | 7582 |
| Phone | 9243234663 |
About this branch
The branch is located at GROUND FLOOR, KHASRA NUMBER 494, 2, GRAM DILAKHEDI, TEHSIL BANDA. It serves the Dilakhedi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006407 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DILAKHEDI of Axis Bank — its own 11-character IFSC. The code UTIB0006407 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006407 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Dilakhedi branch
Once you have an account at Axis Bank – DILAKHEDI, the IFSC UTIB0006407 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dilakhedi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7582-9243234663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006407
How to transfer money using IFSC UTIB0006407
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006407 across all three.
How to use IFSC UTIB0006407 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DILAKHEDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006407.
- Confirm the bank name auto-populates as Axis Bank and the branch as DILAKHEDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DILAKHEDI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DILAKHEDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006407 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – DILAKHEDI, use IMPS. With IFSC UTIB0006407 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006407 for Axis Bank – DILAKHEDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006407 | Yes – UTIB0006407 | Yes – UTIB0006407 |
For most retail customers crediting the Dilakhedi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's DILAKHEDI branch, the IFSC UTIB0006407 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0006407
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the DILAKHEDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006407 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006407 and the account number together uniquely identify the Dilakhedi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – DILAKHEDI:
- The IFSC is exactly UTIB0006407 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and DILAKHEDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dilakhedi branch
The branch is located at GROUND FLOOR, KHASRA NUMBER 494, 2, GRAM DILAKHEDI, TEHSIL BANDA, which puts it inside Dilakhedi, the broader Sagar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Dilakhedi branch” — the verified location pin for IFSC UTIB0006407 should appear at the top of the results.
- Confirm the branch is open by calling 7582-9243234663 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006407 and your account number.
Verifying IFSC UTIB0006407 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006407 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7582-9243234663.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dilakhedi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006407, however, work 24x7.
Branch address & contact
Axis BankDilakhedi Branch
GROUND FLOOR, KHASRA NUMBER 494, 2, GRAM DILAKHEDI, TEHSIL BANDA
Dilakhedi, Madhya Pradesh
Phone: 7582-9243234663
IFSC: UTIB0006407
Frequently asked questions
How quickly will an NEFT transfer using UTIB0006407 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Dilakhedi reflect within 30 minutes.
What is the phone number of Axis Bank Dilakhedi branch?
You can reach the branch at 7582-9243234663 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dilakhedi branch but serve different purposes.
Where is Axis Bank Dilakhedi branch located?
Axis Bank's Dilakhedi branch is located at GROUND FLOOR, KHASRA NUMBER 494, 2, GRAM DILAKHEDI, TEHSIL BANDA, Dilakhedi, Madhya Pradesh.
Is IFSC UTIB0006407 valid for NEFT and RTGS?
Yes. IFSC UTIB0006407 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Dilakhedi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7582-9243234663 to confirm.
What is the IFSC code of Axis Bank Dilakhedi branch?
The IFSC code of Axis Bank, Dilakhedi branch is UTIB0006407. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Dilakhedi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006407, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0006407 is the IFSC code of Axis Bank, DILAKHEDI branch, in DILAKHEDI, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
