IFSC Code of Axis Bank, Br Chikhali Bhande the Ydcc Bk Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's BR CHIKHALI BHANDE THE YDCC BK LTD branch in DIGRAS, MAHARASHTRA. The branch's IFSC code UTIB0SYDC72 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SYDC72 is the IFSC of Axis Bank's BR CHIKHALI BHANDE THE YDCC BK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC72 = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Br Chikhali Bhande the Ydcc Bk Ltd branch in Digras. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SYDC72.

Branch details at a glance

About the Br Chikhali Bhande the Ydcc Bk Ltd branch

The Br Chikhali Bhande the Ydcc Bk Ltd branch of Axis Bank is situated at YDCC CHIKHALI BHA., AT.PO. CHIKHALI BHA., TQ. DARWHA, DIST. YAVATMAL 445202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SYDC72 is used.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR CHIKHALI BHANDE THE YDCC BK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC72 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC72 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Br Chikhali Bhande the Ydcc Bk Ltd branch

Once you have an account at Axis Bank – BR CHIKHALI BHANDE THE YDCC BK LTD, the IFSC UTIB0SYDC72 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Br Chikhali Bhande the Ydcc Bk Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SYDC72

How to transfer money using IFSC UTIB0SYDC72

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC72 across all three.

How to use IFSC UTIB0SYDC72 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BR CHIKHALI BHANDE THE YDCC BK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SYDC72.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BR CHIKHALI BHANDE THE YDCC BK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BR CHIKHALI BHANDE THE YDCC BK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BR CHIKHALI BHANDE THE YDCC BK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SYDC72 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank BR CHIKHALI BHANDE THE YDCC BK LTD (IFSC UTIB0SYDC72)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC72 in your mobile or internet banking app, and the money is credited to the BR CHIKHALI BHANDE THE YDCC BK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SYDC72 for Axis Bank – BR CHIKHALI BHANDE THE YDCC BK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Br Chikhali Bhande the Ydcc Bk Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SYDC72

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR CHIKHALI BHANDE THE YDCC BK LTD is still mapped to IFSC UTIB0SYDC72. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC72 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UTIB0SYDC72

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BR CHIKHALI BHANDE THE YDCC BK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SYDC72 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Br Chikhali Bhande the Ydcc Bk Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC72 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR CHIKHALI BHANDE THE YDCC BK LTD:

• The IFSC is exactly UTIB0SYDC72 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR CHIKHALI BHANDE THE YDCC BK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Br Chikhali Bhande the Ydcc Bk Ltd branch sits at YDCC CHIKHALI BHA., AT.PO. CHIKHALI BHA., TQ. DARWHA, DIST. YAVATMAL 445202. If you are travelling from outside Digras, search for the branch on a maps application using the bank name and locality, or call 7232-7588042588 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC72 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SYDC72 for Axis Bank – BR CHIKHALI BHANDE THE YDCC BK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Br Chikhali Bhande the Ydcc Bk Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC72 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SYDC72 is the IFSC code of Axis Bank, BR CHIKHALI BHANDE THE YDCC BK LTD branch, in DIGRAS, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.