Below are the complete branch details for Axis Bank, MANCOTTA ROAD branch, located in DIBRUGARH, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006123. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006123 for Axis Bank – MANCOTTA ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – MANCOTTA ROAD is UTIB0006123. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006123 map to this branch in DIBRUGARH, ASSAM.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mancotta Road branch in Dibrugarh, Assam is part of this network and uses the IFSC code UTIB0006123 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mancotta Road |
| IFSC Code | UTIB0006123 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH |
| City | Dibrugarh |
| District | Dibrugarh |
| State | Assam |
| STD Code | 373 |
| Phone | 8638004043 |
About the Mancotta Road branch
The Mancotta Road branch of Axis Bank is situated at UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006123 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MANCOTTA ROAD branch came to be assigned the code UTIB0006123.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006123, money simply cannot be routed to the MANCOTTA ROAD branch electronically.
Products and account variants supported
Every account opened at the Mancotta Road branch is mapped to IFSC UTIB0006123 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006123.
Products and services
Customers walking into the Mancotta Road branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006123
How to transfer money using IFSC UTIB0006123
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006123 across all three.
NEFT to Axis Bank, MANCOTTA ROAD using IFSC UTIB0006123
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006123, and confirm that the system picks up Axis Bank – MANCOTTA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANCOTTA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MANCOTTA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006123 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MANCOTTA ROAD, use IMPS. With IFSC UTIB0006123 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006123 for Axis Bank – MANCOTTA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006123 | Yes – UTIB0006123 | Yes – UTIB0006123 |
For most retail customers crediting the Mancotta Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006123
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MANCOTTA ROAD is still mapped to IFSC UTIB0006123. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006123 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0006123
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MANCOTTA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006123 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006123 and the account number together uniquely identify the Mancotta Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0006123
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MANCOTTA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006123. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mancotta Road branch sits at UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH. If you are travelling from outside Dibrugarh, search for the branch on a maps application using the bank name and locality, or call 373-8638004043 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006123 and your account number.
Verifying IFSC UTIB0006123 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006123 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 373-8638004043.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mancotta Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006123, however, work 24x7.
Branch address & contact
Axis BankMancotta Road Branch
UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH
Dibrugarh, Assam
Phone: 373-8638004043
IFSC: UTIB0006123
Frequently asked questions
How do I add Axis Bank Mancotta Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006123, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0006123 the same for all accounts at Mancotta Road branch?
Yes. The IFSC UTIB0006123 is shared by every account held at Axis Bank's Mancotta Road branch. Only the account number changes from customer to customer.
Where is Axis Bank Mancotta Road branch located?
Axis Bank's Mancotta Road branch is located at UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH, Dibrugarh, Assam.
Can I use IFSC UTIB0006123 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006123 to send funds instantly.
Is IFSC UTIB0006123 valid for NEFT and RTGS?
Yes. IFSC UTIB0006123 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Mancotta Road branch?
You can reach the branch at 373-8638004043 during regular banking hours.
Does Axis Bank Mancotta Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 373-8638004043 to confirm.
What is the IFSC code of Axis Bank Mancotta Road branch?
The IFSC code of Axis Bank, Mancotta Road branch is UTIB0006123. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0006123 belongs to Axis Bank's MANCOTTA ROAD branch, located at UPPER GROUND FLOOR,MANCOTTA ROAD,NEAR SBI CHOWKIDINGEE BRANCH in DIBRUGARH, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
