Use this page as a one-stop reference for everything related to Axis Bank's DHULE AND NANDURBAR JILHA SARKARI NAU branch in DHULE, MAHARASHTRA. The branch's IFSC code UTIB0SDNJS1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0SDNJS1 is the IFSC of Axis Bank's DHULE AND NANDURBAR JILHA SARKARI NAU branch. The format is fixed: UTIB = bank code, 0 = reserved, SDNJS1 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhule and Nandurbar Jilha Sarkari Nau branch in Dhule, Maharashtra is part of this network and uses the IFSC code UTIB0SDNJS1 for all electronic settlement.
About this branch
The branch is located at GARUD BAUG DHULE 424001. It serves the Dhule region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SDNJS1 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Dhule and Nandurbar Jilha Sarkari Nau |
| IFSC Code | UTIB0SDNJS1 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GARUD BAUG DHULE 424001 |
| City | Dhule |
| District | Dhule |
| State | Maharashtra |
| STD Code | 2562 |
| Phone | 235045 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHULE AND NANDURBAR JILHA SARKARI NAU of Axis Bank — its own 11-character IFSC. The code UTIB0SDNJS1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SDNJS1 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Dhule and Nandurbar Jilha Sarkari Nau branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SDNJS1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0SDNJS1
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SDNJS1 across all three.
How to use IFSC UTIB0SDNJS1 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DHULE AND NANDURBAR JILHA SARKARI NAU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SDNJS1.
- Confirm the bank name auto-populates as Axis Bank and the branch as DHULE AND NANDURBAR JILHA SARKARI NAU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SDNJS1
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – DHULE AND NANDURBAR JILHA SARKARI NAU, ensure your bank's portal accepts IFSC UTIB0SDNJS1 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank DHULE AND NANDURBAR JILHA SARKARI NAU (IFSC UTIB0SDNJS1)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SDNJS1 in your mobile or internet banking app, and the money is credited to the DHULE AND NANDURBAR JILHA SARKARI NAU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0SDNJS1 for Axis Bank – DHULE AND NANDURBAR JILHA SARKARI NAU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0SDNJS1 | Yes – UTIB0SDNJS1 | Yes – UTIB0SDNJS1 |
For most retail customers crediting the Dhule and Nandurbar Jilha Sarkari Nau branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0SDNJS1
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – DHULE AND NANDURBAR JILHA SARKARI NAU is still mapped to IFSC UTIB0SDNJS1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SDNJS1 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dhule and Nandurbar Jilha Sarkari Nau branch is mapped to IFSC UTIB0SDNJS1 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SDNJS1.
Products and services
Customers walking into the Dhule and Nandurbar Jilha Sarkari Nau branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SDNJS1
Digital banking channels
Most day-to-day work that customers used to do at the Dhule and Nandurbar Jilha Sarkari Nau branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SDNJS1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Dhule and Nandurbar Jilha Sarkari Nau branch
The branch is located at GARUD BAUG DHULE 424001, which puts it inside Dhule, the broader Dhule district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Dhule and Nandurbar Jilha Sarkari Nau branch” — the verified location pin for IFSC UTIB0SDNJS1 should appear at the top of the results.
- Confirm the branch is open by calling 2562-235045 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SDNJS1 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – DHULE AND NANDURBAR JILHA SARKARI NAU:
- The IFSC is exactly UTIB0SDNJS1 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and DHULE AND NANDURBAR JILHA SARKARI NAU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dhule and Nandurbar Jilha Sarkari Nau are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SDNJS1 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SDNJS1 for Axis Bank – DHULE AND NANDURBAR JILHA SARKARI NAU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankDhule and Nandurbar Jilha Sarkari Nau Branch
GARUD BAUG DHULE 424001
Dhule, Maharashtra
Phone: 2562-235045
IFSC: UTIB0SDNJS1
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhule and Nandurbar Jilha Sarkari Nau branch but serve different purposes.
What is the phone number of Axis Bank Dhule and Nandurbar Jilha Sarkari Nau branch?
You can reach the branch at 2562-235045 during regular banking hours.
What is the IFSC code of Axis Bank Dhule and Nandurbar Jilha Sarkari Nau branch?
The IFSC code of Axis Bank, Dhule and Nandurbar Jilha Sarkari Nau branch is UTIB0SDNJS1. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0SDNJS1 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SDNJS1 to send funds instantly.
Is IFSC UTIB0SDNJS1 valid for NEFT and RTGS?
Yes. IFSC UTIB0SDNJS1 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0SDNJS1 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Dhule and Nandurbar Jilha Sarkari Nau reflect within 30 minutes.
How do I add Axis Bank Dhule and Nandurbar Jilha Sarkari Nau as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SDNJS1, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0SDNJS1 belongs to Axis Bank's DHULE AND NANDURBAR JILHA SARKARI NAU branch, located at GARUD BAUG DHULE 424001 in DHULE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
