If you are searching for the IFSC code of Axis Bank, SEOHARA branch in DHAMPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005422. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEOHARA branch, and detailed step-by-step guides for using the IFSC UTIB0005422 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SEOHARA branch, the IFSC UTIB0005422 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005422 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Seohara branch in Dhampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005422.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Seohara |
| IFSC Code | UTIB0005422 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR, UTTAR PRADESH 246746 |
| City | Dhampur |
| District | Bijnor |
| State | Uttar Pradesh |
| STD Code | 1344 |
| Phone | 7017393620 |
Seohara branch overview
Located at GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR, UTTAR PRADESH 246746, the Seohara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005422 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEOHARA of Axis Bank — its own 11-character IFSC. The code UTIB0005422 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005422 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Seohara branch is mapped to IFSC UTIB0005422 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005422.
Banking services available
The Seohara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1344-7017393620.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005422
How to transfer money using IFSC UTIB0005422
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005422 across all three.
NEFT to Axis Bank, SEOHARA using IFSC UTIB0005422
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005422, and confirm that the system picks up Axis Bank – SEOHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SEOHARA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SEOHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005422 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SEOHARA (IFSC UTIB0005422)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005422 in your mobile or internet banking app, and the money is credited to the SEOHARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005422 for Axis Bank – SEOHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005422 | Yes – UTIB0005422 | Yes – UTIB0005422 |
For most retail customers crediting the Seohara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SEOHARA branch, the IFSC UTIB0005422 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Seohara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005422 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005422 and the account number together uniquely identify the Seohara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005422
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SEOHARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005422. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Seohara branch
The branch is located at GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR, UTTAR PRADESH 246746, which puts it inside Dhampur, the broader Bijnor district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Seohara branch” — the verified location pin for IFSC UTIB0005422 should appear at the top of the results.
- Confirm the branch is open by calling 1344-7017393620 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005422 and your account number.
Verifying IFSC UTIB0005422 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005422 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1344-7017393620.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Seohara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005422, however, work 24x7.
Branch address & contact
Axis BankSeohara Branch
GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR, UTTAR PRADESH 246746
Dhampur, Uttar Pradesh
Phone: 1344-7017393620
IFSC: UTIB0005422
Frequently asked questions
Is IFSC UTIB0005422 the same for all accounts at Seohara branch?
Yes. The IFSC UTIB0005422 is shared by every account held at Axis Bank's Seohara branch. Only the account number changes from customer to customer.
Where is Axis Bank Seohara branch located?
Axis Bank's Seohara branch is located at GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR, UTTAR PRADESH 246746, Dhampur, Uttar Pradesh.
Does Axis Bank Seohara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1344-7017393620 to confirm.
Can I use IFSC UTIB0005422 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005422 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005422 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Seohara reflect within 30 minutes.
How do I add Axis Bank Seohara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005422, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005422 valid for NEFT and RTGS?
Yes. IFSC UTIB0005422 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0005422 belongs to Axis Bank's SEOHARA branch, located at GROUND FLOOR, MOHALLA ISLAM NAGAR, SEOHARA, TEHSIL, DHAMPUR, DISTT BIJNOR,… in DHAMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
