IFSC Code of Axis Bank, Deoghar Jamatra Central Coop Bank Branch, Jharkhand

Use this page as a one-stop reference for everything related to Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch in DEOGHAR, JHARKHAND. The branch's IFSC code UTIB0SDJCC1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch, the IFSC UTIB0SDJCC1 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SDJCC1 identifies this particular branch.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deoghar Jamatra Central Coop Bank branch — IFSC UTIB0SDJCC1 — extends the bank's services to customers in and around Deoghar, Jharkhand.

About the Deoghar Jamatra Central Coop Bank branch

The Deoghar Jamatra Central Coop Bank branch of Axis Bank is situated at COURT ROAD,NEAR VIP CHOWK,DEOGHAR PIN 814112. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SDJCC1 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch came to be assigned the code UTIB0SDJCC1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SDJCC1, money simply cannot be routed to the DEOGHAR JAMATRA CENTRAL COOP BANK branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Deoghar Jamatra Central Coop Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SDJCC1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SDJCC1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SDJCC1 across all three.

How to use IFSC UTIB0SDJCC1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SDJCC1.
4. Confirm the bank name auto-populates as Axis Bank and the branch as DEOGHAR JAMATRA CENTRAL COOP BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DEOGHAR JAMATRA CENTRAL COOP BANK

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0SDJCC1 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – DEOGHAR JAMATRA CENTRAL COOP BANK, use IMPS. With IFSC UTIB0SDJCC1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SDJCC1 for Axis Bank – DEOGHAR JAMATRA CENTRAL COOP BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deoghar Jamatra Central Coop Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch, the IFSC UTIB0SDJCC1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Deoghar Jamatra Central Coop Bank branch is mapped to IFSC UTIB0SDJCC1 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SDJCC1.

Products and services

Customers walking into the Deoghar Jamatra Central Coop Bank branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SDJCC1

Online banking and IFSC UTIB0SDJCC1

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the DEOGHAR JAMATRA CENTRAL COOP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SDJCC1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Deoghar Jamatra Central Coop Bank branch

The branch is located at COURT ROAD,NEAR VIP CHOWK,DEOGHAR PIN 814112, which puts it inside Deoghar, the broader Deoghar district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Deoghar Jamatra Central Coop Bank branch” — the verified location pin for IFSC UTIB0SDJCC1 should appear at the top of the results.
2. Confirm the branch is open by calling 6432-9431312729 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SDJCC1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – DEOGHAR JAMATRA CENTRAL COOP BANK:

• The IFSC is exactly UTIB0SDJCC1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and DEOGHAR JAMATRA CENTRAL COOP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Deoghar Jamatra Central Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SDJCC1 continue to work without interruption.

Verifying IFSC UTIB0SDJCC1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SDJCC1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6432-9431312729.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SDJCC1 belongs to Axis Bank's DEOGHAR JAMATRA CENTRAL COOP BANK branch, located at COURT ROAD,NEAR VIP CHOWK,DEOGHAR PIN 814112 in DEOGHAR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.