If you are searching for the IFSC code of Axis Bank, DEOGAON branch in DEOGAON, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UTIB0002263. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEOGAON branch, and detailed step-by-step guides for using the IFSC UTIB0002263 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's DEOGAON branch, the IFSC UTIB0002263 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002263 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Deogaon |
| IFSC Code | UTIB0002263 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST SUNDARGARH, ORISSA, PIN 770038 |
| City | Deogaon |
| District | Dhenkanal |
| State | Odisha |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Deogaon branch in Deogaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002263.
Deogaon branch overview
Located at GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST SUNDARGARH, ORISSA, PIN 770038, the Deogaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002263 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's DEOGAON branch came to be assigned the code UTIB0002263.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002263, money simply cannot be routed to the DEOGAON branch electronically.
How to transfer money using IFSC UTIB0002263
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002263 across all three.
NEFT to Axis Bank, DEOGAON using IFSC UTIB0002263
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002263, and confirm that the system picks up Axis Bank – DEOGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002263
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – DEOGAON, ensure your bank's portal accepts IFSC UTIB0002263 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank DEOGAON (IFSC UTIB0002263)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002263 in your mobile or internet banking app, and the money is credited to the DEOGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002263 for Axis Bank – DEOGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002263 | Yes – UTIB0002263 | Yes – UTIB0002263 |
For most retail customers crediting the Deogaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002263
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – DEOGAON is still mapped to IFSC UTIB0002263. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002263 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Deogaon branch is mapped to IFSC UTIB0002263 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002263.
Banking services available
The Deogaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002263
MICR & cheque-truncation details
Cheques drawn on the Deogaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002263 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Deogaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002263 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – DEOGAON:
- The IFSC is exactly UTIB0002263 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and DEOGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Deogaon branch
The branch is located at GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST SUNDARGARH, ORISSA, PIN 770038, which puts it inside Deogaon, the broader Dhenkanal district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Deogaon branch” — the verified location pin for IFSC UTIB0002263 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002263 and your account number.
Verifying IFSC UTIB0002263 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002263 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Deogaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002263 continue to work without interruption.
Branch address & contact
Axis BankDeogaon Branch
GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST SUNDARGARH, ORISSA, PIN 770038
Deogaon, Odisha
Phone: the branch contact number
IFSC: UTIB0002263
Frequently asked questions
What is the phone number of Axis Bank Deogaon branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Axis Bank Deogaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002263, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002263 the same for all accounts at Deogaon branch?
Yes. The IFSC UTIB0002263 is shared by every account held at Axis Bank's Deogaon branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Deogaon branch?
The IFSC code of Axis Bank, Deogaon branch is UTIB0002263. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Deogaon branch located?
Axis Bank's Deogaon branch is located at GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST SUNDARGARH, ORISSA, PIN 770038, Deogaon, Odisha.
Can I use IFSC UTIB0002263 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002263 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deogaon branch but serve different purposes.
Is IFSC UTIB0002263 valid for NEFT and RTGS?
Yes. IFSC UTIB0002263 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0002263 belongs to Axis Bank's DEOGAON branch, located at GROUND FLOOR, KHATA NO. 172/16, VILL DEOGAON,TEHSIL - BANEI, DIST … in DEOGAON, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
