If you are searching for the IFSC code of Axis Bank, SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UTIB0000786. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch, and detailed step-by-step guides for using the IFSC UTIB0000786 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI is UTIB0000786. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000786 map to this branch in DELHI, DELHI.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shadley Public School, Rajouri Garden, New Delhi branch — IFSC UTIB0000786 — extends the bank's services to customers in and around Delhi, Delhi.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Shadley Public School, Rajouri Garden, New Delhi |
| IFSC Code | UTIB0000786 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS RAJOURI GARDEN, NEW DELHI 110 027 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
About this branch
The branch is located at C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS RAJOURI GARDEN, NEW DELHI 110 027. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000786 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch came to be assigned the code UTIB0000786.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000786, money simply cannot be routed to the SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch electronically.
Products and account variants supported
Every account opened at the Shadley Public School, Rajouri Garden, New Delhi branch is mapped to IFSC UTIB0000786 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000786.
Products and services
Customers walking into the Shadley Public School, Rajouri Garden, New Delhi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0000786
How to transfer money using IFSC UTIB0000786
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000786 across all three.
How to use IFSC UTIB0000786 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0000786.
- Confirm the bank name auto-populates as Axis Bank and the branch as SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000786 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI, use IMPS. With IFSC UTIB0000786 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000786 for Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000786 | Yes – UTIB0000786 | Yes – UTIB0000786 |
For most retail customers crediting the Shadley Public School, Rajouri Garden, New Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0000786
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI is still mapped to IFSC UTIB0000786. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000786 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Shadley Public School, Rajouri Garden, New Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0000786 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Shadley Public School, Rajouri Garden, New Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000786 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0000786
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000786. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shadley Public School, Rajouri Garden, New Delhi branch sits at C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS RAJOURI GARDEN, NEW DELHI 110 027. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000786 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000786 for Axis Bank – SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shadley Public School, Rajouri Garden, New Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000786, however, work 24x7.
Branch address & contact
Axis BankShadley Public School, Rajouri Garden, New Delhi Branch
C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS RAJOURI GARDEN, NEW DELHI 110 027
Delhi, Delhi
Phone: the branch contact number
IFSC: UTIB0000786
Frequently asked questions
Is IFSC UTIB0000786 valid for NEFT and RTGS?
Yes. IFSC UTIB0000786 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0000786 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000786 to send funds instantly.
How quickly will an NEFT transfer using UTIB0000786 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Shadley Public School, Rajouri Garden, New Delhi reflect within 30 minutes.
How do I add Axis Bank Shadley Public School, Rajouri Garden, New Delhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000786, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shadley Public School, Rajouri Garden, New Delhi branch but serve different purposes.
Where is Axis Bank Shadley Public School, Rajouri Garden, New Delhi branch located?
Axis Bank's Shadley Public School, Rajouri Garden, New Delhi branch is located at C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS RAJOURI GARDEN, NEW DELHI 110 027, Delhi, Delhi.
Summary
The IFSC code UTIB0000786 belongs to Axis Bank's SHADLEY PUBLIC SCHOOL, RAJOURI GARDEN, NEW DELHI branch, located at C/O. SHADLEY PUBLIC SCHOOL, PRESS COLONY G-8 AREA, OPP. RAJOURI APARTMENTS… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
