Use this page as a one-stop reference for everything related to Axis Bank's SEC DWARKA branch in DELHI, DELHI. The branch's IFSC code UTIB0001601 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001601 is the IFSC of Axis Bank's SEC DWARKA branch. The format is fixed: UTIB = bank code, 0 = reserved, 001601 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Sec Dwarka branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001601.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sec Dwarka |
| IFSC Code | UTIB0001601 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, RZ-G-1, DEV KUNJ, RAJ NAGAR PART - II, SECTOR -7, DWARKA, NEW DELHI-110077 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
About the Sec Dwarka branch
The Sec Dwarka branch of Axis Bank is situated at GROUND FLOOR, RZ-G-1, DEV KUNJ, RAJ NAGAR PART - II, SECTOR -7, DWARKA, NEW DELHI-110077. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001601 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEC DWARKA of Axis Bank — its own 11-character IFSC. The code UTIB0001601 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001601 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sec Dwarka branch is mapped to IFSC UTIB0001601 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001601.
Banking services available
The Sec Dwarka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001601
How to transfer money using IFSC UTIB0001601
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001601 across all three.
NEFT to Axis Bank, SEC DWARKA using IFSC UTIB0001601
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001601, and confirm that the system picks up Axis Bank – SEC DWARKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SEC DWARKA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SEC DWARKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001601 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SEC DWARKA (IFSC UTIB0001601)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001601 in your mobile or internet banking app, and the money is credited to the SEC DWARKA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001601 for Axis Bank – SEC DWARKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001601 | Yes – UTIB0001601 | Yes – UTIB0001601 |
For most retail customers crediting the Sec Dwarka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SEC DWARKA branch, the IFSC UTIB0001601 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0001601
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SEC DWARKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001601 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001601 and the account number together uniquely identify the Sec Dwarka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0001601
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SEC DWARKA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001601. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sec Dwarka branch
The branch is located at GROUND FLOOR, RZ-G-1, DEV KUNJ, RAJ NAGAR PART - II, SECTOR -7, DWARKA, NEW DELHI-110077, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sec Dwarka branch” — the verified location pin for IFSC UTIB0001601 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001601 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001601 for Axis Bank – SEC DWARKA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sec Dwarka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001601, however, work 24x7.
Branch address & contact
Axis BankSec Dwarka Branch
GROUND FLOOR, RZ-G-1, DEV KUNJ, RAJ NAGAR PART - II, SECTOR -7, DWARKA, NEW DELHI-110077
Delhi, Delhi
Phone: the branch contact number
IFSC: UTIB0001601
Frequently asked questions
Is IFSC UTIB0001601 valid for NEFT and RTGS?
Yes. IFSC UTIB0001601 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0001601 the same for all accounts at Sec Dwarka branch?
Yes. The IFSC UTIB0001601 is shared by every account held at Axis Bank's Sec Dwarka branch. Only the account number changes from customer to customer.
Does Axis Bank Sec Dwarka branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using UTIB0001601 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sec Dwarka reflect within 30 minutes.
What is the IFSC code of Axis Bank Sec Dwarka branch?
The IFSC code of Axis Bank, Sec Dwarka branch is UTIB0001601. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Sec Dwarka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001601, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0001601 is the IFSC code of Axis Bank, SEC DWARKA branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
