If you are searching for the IFSC code of Axis Bank, PANDAV NAGAR branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UTIB0004550. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANDAV NAGAR branch, and detailed step-by-step guides for using the IFSC UTIB0004550 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – PANDAV NAGAR is UTIB0004550. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004550 map to this branch in DELHI, DELHI.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Pandav Nagar branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004550.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pandav Nagar |
| IFSC Code | UTIB0004550 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UGF, PLOT NO. 5, KHASRA NO 18, MAIN ROAD MOTHER DAIRY, PANDAV NAGAR, PATPARGANJ |
| City | Delhi |
| District | East Delhi |
| State | Delhi |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at UGF, PLOT NO. 5, KHASRA NO 18, MAIN ROAD MOTHER DAIRY, PANDAV NAGAR, PATPARGANJ. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004550 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PANDAV NAGAR branch came to be assigned the code UTIB0004550.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004550, money simply cannot be routed to the PANDAV NAGAR branch electronically.
Products and account variants supported
Every account opened at the Pandav Nagar branch is mapped to IFSC UTIB0004550 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004550.
Banking services available
The Pandav Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004550
How to transfer money using IFSC UTIB0004550
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004550 across all three.
How to use IFSC UTIB0004550 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's PANDAV NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004550.
- Confirm the bank name auto-populates as Axis Bank and the branch as PANDAV NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PANDAV NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PANDAV NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004550 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank PANDAV NAGAR (IFSC UTIB0004550)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004550 in your mobile or internet banking app, and the money is credited to the PANDAV NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004550 for Axis Bank – PANDAV NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004550 | Yes – UTIB0004550 | Yes – UTIB0004550 |
For most retail customers crediting the Pandav Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004550
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – PANDAV NAGAR is still mapped to IFSC UTIB0004550. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004550 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0004550
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PANDAV NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004550 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004550 and the account number together uniquely identify the Pandav Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0004550
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PANDAV NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004550. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pandav Nagar branch
The branch is located at UGF, PLOT NO. 5, KHASRA NO 18, MAIN ROAD MOTHER DAIRY, PANDAV NAGAR, PATPARGANJ, which puts it inside Delhi, the broader East Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Pandav Nagar branch” — the verified location pin for IFSC UTIB0004550 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004550 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004550 for Axis Bank – PANDAV NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pandav Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004550, however, work 24x7.
Branch address & contact
Axis BankPandav Nagar Branch
UGF, PLOT NO. 5, KHASRA NO 18, MAIN ROAD MOTHER DAIRY, PANDAV NAGAR, PATPARGANJ
Delhi, Delhi
Phone: 0
IFSC: UTIB0004550
Frequently asked questions
Does Axis Bank Pandav Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the phone number of Axis Bank Pandav Nagar branch?
You can reach the branch at 0 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pandav Nagar branch but serve different purposes.
Is IFSC UTIB0004550 the same for all accounts at Pandav Nagar branch?
Yes. The IFSC UTIB0004550 is shared by every account held at Axis Bank's Pandav Nagar branch. Only the account number changes from customer to customer.
How do I add Axis Bank Pandav Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004550, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004550 valid for NEFT and RTGS?
Yes. IFSC UTIB0004550 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0004550 is the IFSC code of Axis Bank, PANDAV NAGAR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
