Use this page as a one-stop reference for everything related to Axis Bank's MAHIPALPUR branch in DELHI, DELHI. The branch's IFSC code UTIB0002914 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002914 is the IFSC of Axis Bank's MAHIPALPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002914 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mahipalpur |
| IFSC Code | UTIB0002914 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF 105 PART OF 84 D LAL SINGH BUILDING MAHIPALPUR |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 41805580 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahipalpur branch in Delhi, Delhi is part of this network and uses the IFSC code UTIB0002914 for all electronic settlement.
About the Mahipalpur branch
The Mahipalpur branch of Axis Bank is situated at GF 105 PART OF 84 D LAL SINGH BUILDING MAHIPALPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002914 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MAHIPALPUR branch came to be assigned the code UTIB0002914.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002914, money simply cannot be routed to the MAHIPALPUR branch electronically.
How to transfer money using IFSC UTIB0002914
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002914 across all three.
How to use IFSC UTIB0002914 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MAHIPALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002914.
- Confirm the bank name auto-populates as Axis Bank and the branch as MAHIPALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002914
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MAHIPALPUR, ensure your bank's portal accepts IFSC UTIB0002914 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MAHIPALPUR, use IMPS. With IFSC UTIB0002914 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mahipalpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002914:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHIPALPUR is still linked to IFSC UTIB0002914.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MAHIPALPUR branch, the IFSC UTIB0002914 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mahipalpur branch is mapped to IFSC UTIB0002914 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002914.
Products and services
Customers walking into the Mahipalpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002914
MICR & cheque-truncation details
Cheques drawn on the Mahipalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002914 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mahipalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002914 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MAHIPALPUR:
- The IFSC is exactly UTIB0002914 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MAHIPALPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mahipalpur branch sits at GF 105 PART OF 84 D LAL SINGH BUILDING MAHIPALPUR. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-41805580 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002914 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002914 for Axis Bank – MAHIPALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mahipalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002914 continue to work without interruption.
Branch address & contact
Axis BankMahipalpur Branch
GF 105 PART OF 84 D LAL SINGH BUILDING MAHIPALPUR
Delhi, Delhi
Phone: 11-41805580
IFSC: UTIB0002914
Frequently asked questions
What is the IFSC code of Axis Bank Mahipalpur branch?
The IFSC code of Axis Bank, Mahipalpur branch is UTIB0002914. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0002914 the same for all accounts at Mahipalpur branch?
Yes. The IFSC UTIB0002914 is shared by every account held at Axis Bank's Mahipalpur branch. Only the account number changes from customer to customer.
Is IFSC UTIB0002914 valid for NEFT and RTGS?
Yes. IFSC UTIB0002914 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Mahipalpur branch located?
Axis Bank's Mahipalpur branch is located at GF 105 PART OF 84 D LAL SINGH BUILDING MAHIPALPUR, Delhi, Delhi.
What is the phone number of Axis Bank Mahipalpur branch?
You can reach the branch at 11-41805580 during regular banking hours.
How do I add Axis Bank Mahipalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002914, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0002914 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mahipalpur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mahipalpur branch but serve different purposes.
Final notes
To recap: UTIB0002914 is the IFSC code of Axis Bank, MAHIPALPUR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
