Use this page as a one-stop reference for everything related to Axis Bank's LAJWANTI GARDEN, JANAK PURI branch in DELHI, DELHI. The branch's IFSC code UTIB0001602 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's LAJWANTI GARDEN, JANAK PURI branch, the IFSC UTIB0001602 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001602 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Lajwanti Garden, Janak Puri |
| IFSC Code | UTIB0001602 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI 110058 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Lajwanti Garden, Janak Puri branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001602.
About the Lajwanti Garden, Janak Puri branch
The Lajwanti Garden, Janak Puri branch of Axis Bank is situated at GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI 110058. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001602 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAJWANTI GARDEN, JANAK PURI of Axis Bank — its own 11-character IFSC. The code UTIB0001602 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001602 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0001602
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001602 across all three.
How to use IFSC UTIB0001602 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's LAJWANTI GARDEN, JANAK PURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001602.
- Confirm the bank name auto-populates as Axis Bank and the branch as LAJWANTI GARDEN, JANAK PURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001602
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – LAJWANTI GARDEN, JANAK PURI, ensure your bank's portal accepts IFSC UTIB0001602 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank LAJWANTI GARDEN, JANAK PURI (IFSC UTIB0001602)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001602 in your mobile or internet banking app, and the money is credited to the LAJWANTI GARDEN, JANAK PURI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Lajwanti Garden, Janak Puri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0001602:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAJWANTI GARDEN, JANAK PURI is still linked to IFSC UTIB0001602.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's LAJWANTI GARDEN, JANAK PURI branch, the IFSC UTIB0001602 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Lajwanti Garden, Janak Puri branch is mapped to IFSC UTIB0001602 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001602.
Products and services
Customers walking into the Lajwanti Garden, Janak Puri branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001602
MICR & cheque-truncation details
Cheques drawn on the Lajwanti Garden, Janak Puri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001602 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0001602
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the LAJWANTI GARDEN, JANAK PURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001602 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0001602
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – LAJWANTI GARDEN, JANAK PURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001602. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Lajwanti Garden, Janak Puri branch
The branch is located at GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI 110058, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Lajwanti Garden, Janak Puri branch” — the verified location pin for IFSC UTIB0001602 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001602 and your account number.
Verifying IFSC UTIB0001602 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001602 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lajwanti Garden, Janak Puri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001602, however, work 24x7.
Branch address & contact
Axis BankLajwanti Garden, Janak Puri Branch
GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI 110058
Delhi, Delhi
Phone: the branch contact number
IFSC: UTIB0001602
Frequently asked questions
Can I use IFSC UTIB0001602 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001602 to send funds instantly.
Where is Axis Bank Lajwanti Garden, Janak Puri branch located?
Axis Bank's Lajwanti Garden, Janak Puri branch is located at GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI 110058, Delhi, Delhi.
What is the IFSC code of Axis Bank Lajwanti Garden, Janak Puri branch?
The IFSC code of Axis Bank, Lajwanti Garden, Janak Puri branch is UTIB0001602. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0001602 valid for NEFT and RTGS?
Yes. IFSC UTIB0001602 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0001602 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Lajwanti Garden, Janak Puri reflect within 30 minutes.
Does Axis Bank Lajwanti Garden, Janak Puri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Axis Bank Lajwanti Garden, Janak Puri branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC UTIB0001602 the same for all accounts at Lajwanti Garden, Janak Puri branch?
Yes. The IFSC UTIB0001602 is shared by every account held at Axis Bank's Lajwanti Garden, Janak Puri branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0001602 belongs to Axis Bank's LAJWANTI GARDEN, JANAK PURI branch, located at GROUND FLOOR AND BASEMENT, PLOT NO. A-5,BLOCK NO. D-1-A , JANAKPURI, NEW DELHI… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
