This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, KHAJOORI KHAS branch in DELHI. The 11-digit IFSC UTIB0004656 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the KHAJOORI KHAS location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004656 is the IFSC of Axis Bank's KHAJOORI KHAS branch. The format is fixed: UTIB = bank code, 0 = reserved, 004656 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Khajoori Khas branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004656.
About this branch
The branch is located at GF, EXCEL HOUSE, NO. F 22, MAIN WAZIRABAD ROAD, KHAJOORI KHAS, KHASRA NO. 92 VILLAGE MIRPUR TURK. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004656 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Khajoori Khas |
| IFSC Code | UTIB0004656 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF, EXCEL HOUSE, NO. F 22, MAIN WAZIRABAD ROAD, KHAJOORI KHAS, KHASRA NO. 92 VILLAGE MIRPUR TURK |
| City | Delhi |
| District | North East Delhi |
| State | Delhi |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KHAJOORI KHAS branch came to be assigned the code UTIB0004656.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004656, money simply cannot be routed to the KHAJOORI KHAS branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khajoori Khas branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004656 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004656
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004656 across all three.
How to use IFSC UTIB0004656 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KHAJOORI KHAS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004656.
- Confirm the bank name auto-populates as Axis Bank and the branch as KHAJOORI KHAS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004656
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KHAJOORI KHAS, ensure your bank's portal accepts IFSC UTIB0004656 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank KHAJOORI KHAS (IFSC UTIB0004656)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004656 in your mobile or internet banking app, and the money is credited to the KHAJOORI KHAS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004656 for Axis Bank – KHAJOORI KHAS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004656 | Yes – UTIB0004656 | Yes – UTIB0004656 |
For most retail customers crediting the Khajoori Khas branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KHAJOORI KHAS branch, the IFSC UTIB0004656 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khajoori Khas branch is mapped to IFSC UTIB0004656 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004656.
Products and services
Customers walking into the Khajoori Khas branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004656
Online banking and IFSC UTIB0004656
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KHAJOORI KHAS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004656 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Khajoori Khas branch
The branch is located at GF, EXCEL HOUSE, NO. F 22, MAIN WAZIRABAD ROAD, KHAJOORI KHAS, KHASRA NO. 92 VILLAGE MIRPUR TURK, which puts it inside Delhi, the broader North East Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Khajoori Khas branch” — the verified location pin for IFSC UTIB0004656 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004656 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – KHAJOORI KHAS:
- The IFSC is exactly UTIB0004656 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and KHAJOORI KHAS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Khajoori Khas are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004656 continue to work without interruption.
Verifying IFSC UTIB0004656 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004656 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankKhajoori Khas Branch
GF, EXCEL HOUSE, NO. F 22, MAIN WAZIRABAD ROAD, KHAJOORI KHAS, KHASRA NO. 92 VILLAGE MIRPUR TURK
Delhi, Delhi
Phone: 0
IFSC: UTIB0004656
Frequently asked questions
Is IFSC UTIB0004656 the same for all accounts at Khajoori Khas branch?
Yes. The IFSC UTIB0004656 is shared by every account held at Axis Bank's Khajoori Khas branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0004656 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Khajoori Khas reflect within 30 minutes.
Can I use IFSC UTIB0004656 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004656 to send funds instantly.
How do I add Axis Bank Khajoori Khas as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004656, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khajoori Khas branch but serve different purposes.
Does Axis Bank Khajoori Khas branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Final notes
To recap: UTIB0004656 is the IFSC code of Axis Bank, KHAJOORI KHAS branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
