This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, JANAKPURI A BLOCK branch in DELHI. The 11-digit IFSC UTIB0003047 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the JANAKPURI A BLOCK location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JANAKPURI A BLOCK is UTIB0003047. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003047 map to this branch in DELHI, DELHI.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Janakpuri a Block branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003047.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Janakpuri a Block |
| IFSC Code | UTIB0003047 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PART OF PROPERTY NO 34 BLOCK A 3 JANAKPURI DELHI PIN 110058 |
| City | Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9911545130 |
About the Janakpuri a Block branch
The Janakpuri a Block branch of Axis Bank is situated at GROUND FLOOR PART OF PROPERTY NO 34 BLOCK A 3 JANAKPURI DELHI PIN 110058. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003047 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANAKPURI A BLOCK of Axis Bank — its own 11-character IFSC. The code UTIB0003047 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003047 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Janakpuri a Block branch is mapped to IFSC UTIB0003047 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003047.
Banking services available
The Janakpuri a Block branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9911545130.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003047
How to transfer money using IFSC UTIB0003047
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003047 across all three.
NEFT to Axis Bank, JANAKPURI A BLOCK using IFSC UTIB0003047
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003047, and confirm that the system picks up Axis Bank – JANAKPURI A BLOCK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JANAKPURI A BLOCK
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's JANAKPURI A BLOCK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003047 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank JANAKPURI A BLOCK (IFSC UTIB0003047)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003047 in your mobile or internet banking app, and the money is credited to the JANAKPURI A BLOCK branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Janakpuri a Block
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003047:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JANAKPURI A BLOCK is still linked to IFSC UTIB0003047.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0003047
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JANAKPURI A BLOCK is still mapped to IFSC UTIB0003047. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003047 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0003047
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JANAKPURI A BLOCK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003047 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003047 and the account number together uniquely identify the Janakpuri a Block branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0003047
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – JANAKPURI A BLOCK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003047. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Janakpuri a Block branch
The branch is located at GROUND FLOOR PART OF PROPERTY NO 34 BLOCK A 3 JANAKPURI DELHI PIN 110058, which puts it inside Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Janakpuri a Block branch” — the verified location pin for IFSC UTIB0003047 should appear at the top of the results.
- Confirm the branch is open by calling 91-9911545130 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003047 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003047 for Axis Bank – JANAKPURI A BLOCK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Janakpuri a Block are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003047 continue to work without interruption.
Branch address & contact
Axis BankJanakpuri a Block Branch
GROUND FLOOR PART OF PROPERTY NO 34 BLOCK A 3 JANAKPURI DELHI PIN 110058
Delhi, Delhi
Phone: 91-9911545130
IFSC: UTIB0003047
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003047 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Janakpuri a Block reflect within 30 minutes.
What is the phone number of Axis Bank Janakpuri a Block branch?
You can reach the branch at 91-9911545130 during regular banking hours.
Is IFSC UTIB0003047 valid for NEFT and RTGS?
Yes. IFSC UTIB0003047 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0003047 the same for all accounts at Janakpuri a Block branch?
Yes. The IFSC UTIB0003047 is shared by every account held at Axis Bank's Janakpuri a Block branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0003047 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003047 to send funds instantly.
Does Axis Bank Janakpuri a Block branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9911545130 to confirm.
What is the IFSC code of Axis Bank Janakpuri a Block branch?
The IFSC code of Axis Bank, Janakpuri a Block branch is UTIB0003047. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Janakpuri a Block as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003047, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0003047 belongs to Axis Bank's JANAKPURI A BLOCK branch, located at GROUND FLOOR PART OF PROPERTY NO 34 BLOCK A 3 JANAKPURI DELHI PIN 110058 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
