IFSC Code of Axis Bank, Jamia Cooperative Bank Limited, Jasola Village Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch in DELHI. The 11-digit IFSC UTIB0SJCB07 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch, the IFSC UTIB0SJCB07 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SJCB07 identifies this particular branch.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamia Cooperative Bank Limited, Jasola Village branch in Delhi, Delhi is part of this network and uses the IFSC code UTIB0SJCB07 for all electronic settlement.

Jamia Cooperative Bank Limited, Jasola Village branch overview

Located at E-69,LOWER GROUND FLOOR, JASOLA VILLAGE, NEW DELHI 110025, the Jamia Cooperative Bank Limited, Jasola Village branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SJCB07 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch came to be assigned the code UTIB0SJCB07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SJCB07, money simply cannot be routed to the JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jamia Cooperative Bank Limited, Jasola Village branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SJCB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SJCB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SJCB07 across all three.

How to use IFSC UTIB0SJCB07 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SJCB07.
4. Confirm the bank name auto-populates as Axis Bank and the branch as JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0SJCB07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE, ensure your bank's portal accepts IFSC UTIB0SJCB07 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE (IFSC UTIB0SJCB07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SJCB07 in your mobile or internet banking app, and the money is credited to the JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SJCB07 for Axis Bank – JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jamia Cooperative Bank Limited, Jasola Village branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SJCB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE is still mapped to IFSC UTIB0SJCB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SJCB07 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jamia Cooperative Bank Limited, Jasola Village branch is mapped to IFSC UTIB0SJCB07 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SJCB07.

Banking services available

The Jamia Cooperative Bank Limited, Jasola Village branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SJCB07

Online banking and IFSC UTIB0SJCB07

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SJCB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jamia Cooperative Bank Limited, Jasola Village branch

The branch is located at E-69,LOWER GROUND FLOOR, JASOLA VILLAGE, NEW DELHI 110025, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Jamia Cooperative Bank Limited, Jasola Village branch” — the verified location pin for IFSC UTIB0SJCB07 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SJCB07 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE:

• The IFSC is exactly UTIB0SJCB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Jamia Cooperative Bank Limited, Jasola Village are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SJCB07 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SJCB07 for Axis Bank – JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SJCB07 is the IFSC code of Axis Bank, JAMIA COOPERATIVE BANK LIMITED, JASOLA VILLAGE branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.