Below are the complete branch details for Axis Bank, GANDHI NAGAR branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002565. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002565 for Axis Bank – GANDHI NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's GANDHI NAGAR branch, the IFSC UTIB0002565 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002565 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gandhi Nagar |
| IFSC Code | UTIB0002565 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLR BASEMENT,31 MAIN RD, MUNICIPAL NO 329 A,MAHILA COLONY,GANDHI NGR, DELHI 110031 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 22078241 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gandhi Nagar branch — IFSC UTIB0002565 — extends the bank's services to customers in and around Delhi, Delhi.
About the Gandhi Nagar branch
The Gandhi Nagar branch of Axis Bank is situated at GROUND FLR BASEMENT,31 MAIN RD, MUNICIPAL NO 329 A,MAHILA COLONY,GANDHI NGR, DELHI 110031. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002565 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANDHI NAGAR of Axis Bank — its own 11-character IFSC. The code UTIB0002565 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002565 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0002565
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002565 across all three.
How to use IFSC UTIB0002565 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's GANDHI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002565.
- Confirm the bank name auto-populates as Axis Bank and the branch as GANDHI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002565
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GANDHI NAGAR, ensure your bank's portal accepts IFSC UTIB0002565 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank GANDHI NAGAR (IFSC UTIB0002565)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002565 in your mobile or internet banking app, and the money is credited to the GANDHI NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002565 for Axis Bank – GANDHI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002565 | Yes – UTIB0002565 | Yes – UTIB0002565 |
For most retail customers crediting the Gandhi Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002565
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GANDHI NAGAR is still mapped to IFSC UTIB0002565. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002565 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gandhi Nagar branch is mapped to IFSC UTIB0002565 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002565.
Banking services available
The Gandhi Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-22078241.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002565
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002565 and the account number together uniquely identify the Gandhi Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0002565
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GANDHI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002565 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0002565
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GANDHI NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002565. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gandhi Nagar branch sits at GROUND FLR BASEMENT,31 MAIN RD, MUNICIPAL NO 329 A,MAHILA COLONY,GANDHI NGR, DELHI 110031. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-22078241 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002565 and your account number.
Verifying IFSC UTIB0002565 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002565 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-22078241.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhi Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002565, however, work 24x7.
Branch address & contact
Axis BankGandhi Nagar Branch
GROUND FLR BASEMENT,31 MAIN RD, MUNICIPAL NO 329 A,MAHILA COLONY,GANDHI NGR, DELHI 110031
Delhi, Delhi
Phone: 11-22078241
IFSC: UTIB0002565
Frequently asked questions
Is IFSC UTIB0002565 valid for NEFT and RTGS?
Yes. IFSC UTIB0002565 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0002565 the same for all accounts at Gandhi Nagar branch?
Yes. The IFSC UTIB0002565 is shared by every account held at Axis Bank's Gandhi Nagar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0002565 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gandhi Nagar reflect within 30 minutes.
Can I use IFSC UTIB0002565 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002565 to send funds instantly.
How do I add Axis Bank Gandhi Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002565, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Gandhi Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-22078241 to confirm.
Summary
The IFSC code UTIB0002565 belongs to Axis Bank's GANDHI NAGAR branch, located at GROUND FLR BASEMENT,31 MAIN RD, MUNICIPAL NO 329 A,MAHILA COLONY,GANDHI NGR,… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
