If you are searching for the IFSC code of Axis Bank, CIVIL LINES branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UTIB0002564. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CIVIL LINES branch, and detailed step-by-step guides for using the IFSC UTIB0002564 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CIVIL LINES is UTIB0002564. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002564 map to this branch in DELHI, DELHI.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Civil Lines branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002564.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Civil Lines |
| IFSC Code | UTIB0002564 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, 13, ALIPUR ROAD, CIVIL LINE, DELHI 110054 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 23993745 |
Civil Lines branch overview
Located at GROUND FLOOR, 13, ALIPUR ROAD, CIVIL LINE, DELHI 110054, the Civil Lines branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002564 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CIVIL LINES of Axis Bank — its own 11-character IFSC. The code UTIB0002564 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002564 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Civil Lines branch is mapped to IFSC UTIB0002564 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002564.
Banking services available
The Civil Lines branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-23993745.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002564
How to transfer money using IFSC UTIB0002564
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002564 across all three.
NEFT to Axis Bank, CIVIL LINES using IFSC UTIB0002564
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002564, and confirm that the system picks up Axis Bank – CIVIL LINES. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIL LINES
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CIVIL LINES branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002564 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CIVIL LINES, use IMPS. With IFSC UTIB0002564 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002564 for Axis Bank – CIVIL LINES, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002564 | Yes – UTIB0002564 | Yes – UTIB0002564 |
For most retail customers crediting the Civil Lines branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CIVIL LINES branch, the IFSC UTIB0002564 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0002564
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CIVIL LINES branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002564 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Civil Lines branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002564 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CIVIL LINES:
- The IFSC is exactly UTIB0002564 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CIVIL LINES as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Civil Lines branch
The branch is located at GROUND FLOOR, 13, ALIPUR ROAD, CIVIL LINE, DELHI 110054, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Civil Lines branch” — the verified location pin for IFSC UTIB0002564 should appear at the top of the results.
- Confirm the branch is open by calling 11-23993745 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002564 and your account number.
Verifying IFSC UTIB0002564 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002564 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-23993745.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Civil Lines branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002564, however, work 24x7.
Branch address & contact
Axis BankCivil Lines Branch
GROUND FLOOR, 13, ALIPUR ROAD, CIVIL LINE, DELHI 110054
Delhi, Delhi
Phone: 11-23993745
IFSC: UTIB0002564
Frequently asked questions
Does Axis Bank Civil Lines branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-23993745 to confirm.
What is the phone number of Axis Bank Civil Lines branch?
You can reach the branch at 11-23993745 during regular banking hours.
Can I use IFSC UTIB0002564 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002564 to send funds instantly.
How do I add Axis Bank Civil Lines as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002564, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002564 the same for all accounts at Civil Lines branch?
Yes. The IFSC UTIB0002564 is shared by every account held at Axis Bank's Civil Lines branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0002564 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Civil Lines reflect within 30 minutes.
Is IFSC UTIB0002564 valid for NEFT and RTGS?
Yes. IFSC UTIB0002564 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0002564 belongs to Axis Bank's CIVIL LINES branch, located at GROUND FLOOR, 13, ALIPUR ROAD, CIVIL LINE, DELHI 110054 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
