IFSC Code of Axis Bank, Airport Branch Darbhanga Branch, Bihar

If you are searching for the IFSC code of Axis Bank, AIRPORT BRANCH DARBHANGA branch in DARBHANGA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is UTIB0005276. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AIRPORT BRANCH DARBHANGA branch, and detailed step-by-step guides for using the IFSC UTIB0005276 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's AIRPORT BRANCH DARBHANGA branch, the IFSC UTIB0005276 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005276 identifies this particular branch.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Airport Branch Darbhanga branch in Darbhanga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005276.

Airport Branch Darbhanga branch overview

Located at UPPER GROUND FLR, MOHINI BHAWAN, NR NH 57, DILLI MORE, AIRPORT ROAD, SH 50, PO BASUDEOPUR PS DARBHANGA SADAR, DARBHANGA, the Airport Branch Darbhanga branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005276 is required for all interbank electronic transfers routed through this branch.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AIRPORT BRANCH DARBHANGA of Axis Bank — its own 11-character IFSC. The code UTIB0005276 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005276 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0005276

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005276 across all three.

NEFT to Axis Bank, AIRPORT BRANCH DARBHANGA using IFSC UTIB0005276

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005276, and confirm that the system picks up Axis Bank – AIRPORT BRANCH DARBHANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0005276

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – AIRPORT BRANCH DARBHANGA, ensure your bank's portal accepts IFSC UTIB0005276 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank AIRPORT BRANCH DARBHANGA (IFSC UTIB0005276)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005276 in your mobile or internet banking app, and the money is credited to the AIRPORT BRANCH DARBHANGA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0005276 for Axis Bank – AIRPORT BRANCH DARBHANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Airport Branch Darbhanga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0005276

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AIRPORT BRANCH DARBHANGA is still mapped to IFSC UTIB0005276. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005276 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Airport Branch Darbhanga branch is mapped to IFSC UTIB0005276 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0005276.

Products and services

Customers walking into the Airport Branch Darbhanga branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0005276

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005276 and the account number together uniquely identify the Airport Branch Darbhanga branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UTIB0005276

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the AIRPORT BRANCH DARBHANGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005276 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – AIRPORT BRANCH DARBHANGA:

• The IFSC is exactly UTIB0005276 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and AIRPORT BRANCH DARBHANGA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Airport Branch Darbhanga branch

The branch is located at UPPER GROUND FLR, MOHINI BHAWAN, NR NH 57, DILLI MORE, AIRPORT ROAD, SH 50, PO BASUDEOPUR PS DARBHANGA SADAR, DARBHANGA, which puts it inside Darbhanga, the broader Darbhanga district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Airport Branch Darbhanga branch” — the verified location pin for IFSC UTIB0005276 should appear at the top of the results.
2. Confirm the branch is open by calling 6272-9973398856 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005276 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0005276 for Axis Bank – AIRPORT BRANCH DARBHANGA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Airport Branch Darbhanga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005276 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0005276 belongs to Axis Bank's AIRPORT BRANCH DARBHANGA branch, located at UPPER GROUND FLR, MOHINI BHAWAN, NR NH 57, DILLI MORE, AIRPORT ROAD, SH 50, PO… in DARBHANGA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.