IFSC Code of Axis Bank, Dalhousie Road, Pathankot Branch, Punjab

Use this page as a one-stop reference for everything related to Axis Bank's DALHOUSIE ROAD, PATHANKOT branch in DALHOUSIE ROAD, PATHANKOT, PUNJAB. The branch's IFSC code UTIB0003456 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's DALHOUSIE ROAD, PATHANKOT branch, the IFSC UTIB0003456 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003456 identifies this particular branch.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dalhousie Road, Pathankot branch in Dalhousie Road, Pathankot, Punjab is part of this network and uses the IFSC code UTIB0003456 for all electronic settlement.

About this branch

The branch is located at KHASRA NO 21 35 1,GR FLR. It serves the Dalhousie Road, Pathankot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003456 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's DALHOUSIE ROAD, PATHANKOT branch came to be assigned the code UTIB0003456.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003456, money simply cannot be routed to the DALHOUSIE ROAD, PATHANKOT branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003456 and the account number together uniquely identify the Dalhousie Road, Pathankot branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0003456

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003456 across all three.

How to use IFSC UTIB0003456 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's DALHOUSIE ROAD, PATHANKOT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0003456.
4. Confirm the bank name auto-populates as Axis Bank and the branch as DALHOUSIE ROAD, PATHANKOT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DALHOUSIE ROAD, PATHANKOT

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's DALHOUSIE ROAD, PATHANKOT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003456 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – DALHOUSIE ROAD, PATHANKOT, use IMPS. With IFSC UTIB0003456 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0003456 for Axis Bank – DALHOUSIE ROAD, PATHANKOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dalhousie Road, Pathankot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's DALHOUSIE ROAD, PATHANKOT branch, the IFSC UTIB0003456 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dalhousie Road, Pathankot branch is mapped to IFSC UTIB0003456 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0003456.

Products and services

Customers walking into the Dalhousie Road, Pathankot branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0003456

Digital banking channels

Most day-to-day work that customers used to do at the Dalhousie Road, Pathankot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003456 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Dalhousie Road, Pathankot branch

The branch is located at KHASRA NO 21 35 1,GR FLR, which puts it inside Dalhousie Road, Pathankot, the broader Pathankot district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Dalhousie Road, Pathankot branch” — the verified location pin for IFSC UTIB0003456 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9780407882 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003456 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – DALHOUSIE ROAD, PATHANKOT:

• The IFSC is exactly UTIB0003456 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and DALHOUSIE ROAD, PATHANKOT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Dalhousie Road, Pathankot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003456 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0003456 for Axis Bank – DALHOUSIE ROAD, PATHANKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0003456 belongs to Axis Bank's DALHOUSIE ROAD, PATHANKOT branch, located at KHASRA NO 21 35 1,GR FLR in DALHOUSIE ROAD, PATHANKOT, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.