Use this page as a one-stop reference for everything related to Axis Bank's VIRUPAKSHI CUDD TN branch in CUDDALORE, TAMIL NADU. The branch's IFSC code UTIB0004167 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's VIRUPAKSHI CUDD TN branch, the IFSC UTIB0004167 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004167 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Virupakshi Cudd Tn |
| IFSC Code | UTIB0004167 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302 |
| City | Cuddalore |
| District | Cuddalore |
| State | Tamil Nadu |
| STD Code | 4142 |
| Phone | 9176637865 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Virupakshi Cudd Tn branch in Cuddalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004167.
About the Virupakshi Cudd Tn branch
The Virupakshi Cudd Tn branch of Axis Bank is situated at DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004167 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's VIRUPAKSHI CUDD TN branch came to be assigned the code UTIB0004167.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004167, money simply cannot be routed to the VIRUPAKSHI CUDD TN branch electronically.
How to transfer money using IFSC UTIB0004167
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004167 across all three.
How to use IFSC UTIB0004167 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's VIRUPAKSHI CUDD TN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004167.
- Confirm the bank name auto-populates as Axis Bank and the branch as VIRUPAKSHI CUDD TN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004167
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – VIRUPAKSHI CUDD TN, ensure your bank's portal accepts IFSC UTIB0004167 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – VIRUPAKSHI CUDD TN, use IMPS. With IFSC UTIB0004167 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004167 for Axis Bank – VIRUPAKSHI CUDD TN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004167 | Yes – UTIB0004167 | Yes – UTIB0004167 |
For most retail customers crediting the Virupakshi Cudd Tn branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's VIRUPAKSHI CUDD TN branch, the IFSC UTIB0004167 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Virupakshi Cudd Tn branch
Once you have an account at Axis Bank – VIRUPAKSHI CUDD TN, the IFSC UTIB0004167 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Virupakshi Cudd Tn branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4142-9176637865.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004167
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004167 and the account number together uniquely identify the Virupakshi Cudd Tn branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004167
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VIRUPAKSHI CUDD TN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004167 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VIRUPAKSHI CUDD TN:
- The IFSC is exactly UTIB0004167 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and VIRUPAKSHI CUDD TN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Virupakshi Cudd Tn branch sits at DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302. If you are travelling from outside Cuddalore, search for the branch on a maps application using the bank name and locality, or call 4142-9176637865 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004167 and your account number.
Verifying IFSC UTIB0004167 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004167 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4142-9176637865.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virupakshi Cudd Tn branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004167, however, work 24x7.
Branch address & contact
Axis BankVirupakshi Cudd Tn Branch
DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302
Cuddalore, Tamil Nadu
Phone: 4142-9176637865
IFSC: UTIB0004167
Frequently asked questions
What is the IFSC code of Axis Bank Virupakshi Cudd Tn branch?
The IFSC code of Axis Bank, Virupakshi Cudd Tn branch is UTIB0004167. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0004167 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Virupakshi Cudd Tn reflect within 30 minutes.
What is the phone number of Axis Bank Virupakshi Cudd Tn branch?
You can reach the branch at 4142-9176637865 during regular banking hours.
How do I add Axis Bank Virupakshi Cudd Tn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004167, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Virupakshi Cudd Tn branch but serve different purposes.
Can I use IFSC UTIB0004167 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004167 to send funds instantly.
Is IFSC UTIB0004167 valid for NEFT and RTGS?
Yes. IFSC UTIB0004167 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Virupakshi Cudd Tn branch located?
Axis Bank's Virupakshi Cudd Tn branch is located at DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302, Cuddalore, Tamil Nadu.
Summary
The IFSC code UTIB0004167 belongs to Axis Bank's VIRUPAKSHI CUDD TN branch, located at DOOR NO 33A KRISHNA NAGAR VELAVINAYAGAR KUPPAM VIRUPAKSHI VILLAGE 607302 in CUDDALORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
