If you are searching for the IFSC code of Axis Bank, SAIBABA COLONY, COIMBATORE branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0000842. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAIBABA COLONY, COIMBATORE branch, and detailed step-by-step guides for using the IFSC UTIB0000842 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SAIBABA COLONY, COIMBATORE is UTIB0000842. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000842 map to this branch in COIMBATORE, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saibaba Colony, Coimbatore branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code UTIB0000842 for all electronic settlement.
Saibaba Colony, Coimbatore branch overview
Located at NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN 641011, the Saibaba Colony, Coimbatore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0000842 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Saibaba Colony, Coimbatore |
| IFSC Code | UTIB0000842 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN 641011 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 0 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAIBABA COLONY, COIMBATORE of Axis Bank — its own 11-character IFSC. The code UTIB0000842 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000842 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000842 and the account number together uniquely identify the Saibaba Colony, Coimbatore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0000842
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000842 across all three.
NEFT to Axis Bank, SAIBABA COLONY, COIMBATORE using IFSC UTIB0000842
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000842, and confirm that the system picks up Axis Bank – SAIBABA COLONY, COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0000842
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SAIBABA COLONY, COIMBATORE, ensure your bank's portal accepts IFSC UTIB0000842 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SAIBABA COLONY, COIMBATORE, use IMPS. With IFSC UTIB0000842 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000842 for Axis Bank – SAIBABA COLONY, COIMBATORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000842 | Yes – UTIB0000842 | Yes – UTIB0000842 |
For most retail customers crediting the Saibaba Colony, Coimbatore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SAIBABA COLONY, COIMBATORE branch, the IFSC UTIB0000842 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Saibaba Colony, Coimbatore branch is mapped to IFSC UTIB0000842 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0000842.
Banking services available
The Saibaba Colony, Coimbatore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000842
Digital banking channels
Most day-to-day work that customers used to do at the Saibaba Colony, Coimbatore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0000842 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Saibaba Colony, Coimbatore branch
The branch is located at NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN 641011, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Saibaba Colony, Coimbatore branch” — the verified location pin for IFSC UTIB0000842 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000842 and your account number.
Common mistakes to avoid when using IFSC UTIB0000842
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SAIBABA COLONY, COIMBATORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000842. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Saibaba Colony, Coimbatore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000842 continue to work without interruption.
Verifying IFSC UTIB0000842 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0000842 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSaibaba Colony, Coimbatore Branch
NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN 641011
Coimbatore, Tamil Nadu
Phone: 0
IFSC: UTIB0000842
Frequently asked questions
How do I add Axis Bank Saibaba Colony, Coimbatore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0000842, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0000842 valid for NEFT and RTGS?
Yes. IFSC UTIB0000842 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Saibaba Colony, Coimbatore branch?
You can reach the branch at 0 during regular banking hours.
How quickly will an NEFT transfer using UTIB0000842 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Saibaba Colony, Coimbatore reflect within 30 minutes.
Where is Axis Bank Saibaba Colony, Coimbatore branch located?
Axis Bank's Saibaba Colony, Coimbatore branch is located at NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN 641011, Coimbatore, Tamil Nadu.
Does Axis Bank Saibaba Colony, Coimbatore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saibaba Colony, Coimbatore branch but serve different purposes.
Summary
The IFSC code UTIB0000842 belongs to Axis Bank's SAIBABA COLONY, COIMBATORE branch, located at NO.56 BHARATHI PARK 2ND CROSS ROAD, SAIBABA COLONY, COIMBATORE, TAMIL NADU PIN… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
