Below are the complete branch details for Axis Bank, PODANUR branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004747. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004747 for Axis Bank – PODANUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004747 is the IFSC of Axis Bank's PODANUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004747 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Podanur branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code UTIB0004747 for all electronic settlement.
Podanur branch overview
Located at 168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO, the Podanur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004747 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Podanur |
| IFSC Code | UTIB0004747 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 7718887471 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PODANUR of Axis Bank — its own 11-character IFSC. The code UTIB0004747 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004747 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004747 and the account number together uniquely identify the Podanur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004747
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004747 across all three.
NEFT to Axis Bank, PODANUR using IFSC UTIB0004747
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004747, and confirm that the system picks up Axis Bank – PODANUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PODANUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PODANUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004747 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PODANUR, use IMPS. With IFSC UTIB0004747 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004747 for Axis Bank – PODANUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004747 | Yes – UTIB0004747 | Yes – UTIB0004747 |
For most retail customers crediting the Podanur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004747
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – PODANUR is still mapped to IFSC UTIB0004747. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004747 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Podanur branch is mapped to IFSC UTIB0004747 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004747.
Banking services available
The Podanur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-7718887471.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004747
Online banking and IFSC UTIB0004747
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PODANUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004747 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Podanur branch
The branch is located at 168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Podanur branch” — the verified location pin for IFSC UTIB0004747 should appear at the top of the results.
- Confirm the branch is open by calling 422-7718887471 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004747 and your account number.
Common mistakes to avoid when using IFSC UTIB0004747
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PODANUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004747. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Podanur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004747, however, work 24x7.
Verifying IFSC UTIB0004747 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004747 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-7718887471.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankPodanur Branch
168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO
Coimbatore, Tamil Nadu
Phone: 422-7718887471
IFSC: UTIB0004747
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004747 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Podanur reflect within 30 minutes.
Where is Axis Bank Podanur branch located?
Axis Bank's Podanur branch is located at 168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO, Coimbatore, Tamil Nadu.
Is IFSC UTIB0004747 valid for NEFT and RTGS?
Yes. IFSC UTIB0004747 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004747 the same for all accounts at Podanur branch?
Yes. The IFSC UTIB0004747 is shared by every account held at Axis Bank's Podanur branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0004747 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004747 to send funds instantly.
What is the phone number of Axis Bank Podanur branch?
You can reach the branch at 422-7718887471 during regular banking hours.
What is the IFSC code of Axis Bank Podanur branch?
The IFSC code of Axis Bank, Podanur branch is UTIB0004747. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Podanur branch but serve different purposes.
Summary
The IFSC code UTIB0004747 belongs to Axis Bank's PODANUR branch, located at 168A, KOVAI TO PODANUR MAIN ROAD, PODANUR PO in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
