If you are searching for the IFSC code of Axis Bank, COIMBATORE RAMANATHAPURAM branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0004697. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the COIMBATORE RAMANATHAPURAM branch, and detailed step-by-step guides for using the IFSC UTIB0004697 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – COIMBATORE RAMANATHAPURAM is UTIB0004697. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004697 map to this branch in COIMBATORE, TAMIL NADU.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Coimbatore Ramanathapuram |
| IFSC Code | UTIB0004697 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 9967046971 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore Ramanathapuram branch — IFSC UTIB0004697 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
About the Coimbatore Ramanathapuram branch
The Coimbatore Ramanathapuram branch of Axis Bank is situated at NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004697 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COIMBATORE RAMANATHAPURAM of Axis Bank — its own 11-character IFSC. The code UTIB0004697 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004697 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004697
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004697 across all three.
How to use IFSC UTIB0004697 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's COIMBATORE RAMANATHAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004697.
- Confirm the bank name auto-populates as Axis Bank and the branch as COIMBATORE RAMANATHAPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to COIMBATORE RAMANATHAPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's COIMBATORE RAMANATHAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004697 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – COIMBATORE RAMANATHAPURAM, use IMPS. With IFSC UTIB0004697 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004697 for Axis Bank – COIMBATORE RAMANATHAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004697 | Yes – UTIB0004697 | Yes – UTIB0004697 |
For most retail customers crediting the Coimbatore Ramanathapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004697
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – COIMBATORE RAMANATHAPURAM is still mapped to IFSC UTIB0004697. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004697 and the beneficiary's account number to complete the transfer.
Account types you can open at the Coimbatore Ramanathapuram branch
Once you have an account at Axis Bank – COIMBATORE RAMANATHAPURAM, the IFSC UTIB0004697 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Coimbatore Ramanathapuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-9967046971.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004697
MICR & cheque-truncation details
Cheques drawn on the Coimbatore Ramanathapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004697 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Coimbatore Ramanathapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004697 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0004697
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – COIMBATORE RAMANATHAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004697. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Coimbatore Ramanathapuram branch
The branch is located at NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Coimbatore Ramanathapuram branch” — the verified location pin for IFSC UTIB0004697 should appear at the top of the results.
- Confirm the branch is open by calling 422-9967046971 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004697 and your account number.
Verifying IFSC UTIB0004697 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004697 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-9967046971.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Coimbatore Ramanathapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004697, however, work 24x7.
Branch address & contact
Axis BankCoimbatore Ramanathapuram Branch
NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM
Coimbatore, Tamil Nadu
Phone: 422-9967046971
IFSC: UTIB0004697
Frequently asked questions
Is IFSC UTIB0004697 valid for NEFT and RTGS?
Yes. IFSC UTIB0004697 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0004697 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Coimbatore Ramanathapuram reflect within 30 minutes.
What is the IFSC code of Axis Bank Coimbatore Ramanathapuram branch?
The IFSC code of Axis Bank, Coimbatore Ramanathapuram branch is UTIB0004697. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Coimbatore Ramanathapuram branch located?
Axis Bank's Coimbatore Ramanathapuram branch is located at NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM, Coimbatore, Tamil Nadu.
What is the phone number of Axis Bank Coimbatore Ramanathapuram branch?
You can reach the branch at 422-9967046971 during regular banking hours.
How do I add Axis Bank Coimbatore Ramanathapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004697, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004697 the same for all accounts at Coimbatore Ramanathapuram branch?
Yes. The IFSC UTIB0004697 is shared by every account held at Axis Bank's Coimbatore Ramanathapuram branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0004697 belongs to Axis Bank's COIMBATORE RAMANATHAPURAM branch, located at NO 1935 & 1, T S NO. 10 & 1840 & 2E, TRICHY ROAD, RAMANATHAPURAM in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
