This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, CHUNLIKHA branch in CHUNLIKHA. The 11-digit IFSC UTIB0006537 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the CHUNLIKHA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CHUNLIKHA is UTIB0006537. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006537 map to this branch in CHUNLIKHA, NAGALAND.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chunlikha |
| IFSC Code | UTIB0006537 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND, CHUNLIKHA BLOCK |
| City | Chunlikha |
| District | Tseminyu |
| State | Nagaland |
| STD Code | 3861 |
| Phone | 8259090800 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chunlikha branch in Chunlikha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006537.
About this branch
The branch is located at GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND, CHUNLIKHA BLOCK. It serves the Chunlikha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006537 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHUNLIKHA branch came to be assigned the code UTIB0006537.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006537, money simply cannot be routed to the CHUNLIKHA branch electronically.
How to transfer money using IFSC UTIB0006537
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006537 across all three.
How to use IFSC UTIB0006537 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CHUNLIKHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006537.
- Confirm the bank name auto-populates as Axis Bank and the branch as CHUNLIKHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006537
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHUNLIKHA, ensure your bank's portal accepts IFSC UTIB0006537 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank CHUNLIKHA (IFSC UTIB0006537)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006537 in your mobile or internet banking app, and the money is credited to the CHUNLIKHA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006537 for Axis Bank – CHUNLIKHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006537 | Yes – UTIB0006537 | Yes – UTIB0006537 |
For most retail customers crediting the Chunlikha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CHUNLIKHA branch, the IFSC UTIB0006537 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chunlikha branch is mapped to IFSC UTIB0006537 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006537.
Banking services available
The Chunlikha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3861-8259090800.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006537
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006537 and the account number together uniquely identify the Chunlikha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chunlikha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006537 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0006537
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – CHUNLIKHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006537. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chunlikha branch sits at GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND, CHUNLIKHA BLOCK. If you are travelling from outside Chunlikha, search for the branch on a maps application using the bank name and locality, or call 3861-8259090800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006537 and your account number.
Verifying IFSC UTIB0006537 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006537 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3861-8259090800.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chunlikha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006537 continue to work without interruption.
Branch address & contact
Axis BankChunlikha Branch
GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND, CHUNLIKHA BLOCK
Chunlikha, Nagaland
Phone: 3861-8259090800
IFSC: UTIB0006537
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chunlikha branch but serve different purposes.
What is the phone number of Axis Bank Chunlikha branch?
You can reach the branch at 3861-8259090800 during regular banking hours.
What is the IFSC code of Axis Bank Chunlikha branch?
The IFSC code of Axis Bank, Chunlikha branch is UTIB0006537. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0006537 the same for all accounts at Chunlikha branch?
Yes. The IFSC UTIB0006537 is shared by every account held at Axis Bank's Chunlikha branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0006537 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Chunlikha reflect within 30 minutes.
How do I add Axis Bank Chunlikha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006537, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Chunlikha branch located?
Axis Bank's Chunlikha branch is located at GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND, CHUNLIKHA BLOCK, Chunlikha, Nagaland.
Summary
The IFSC code UTIB0006537 belongs to Axis Bank's CHUNLIKHA branch, located at GROUND FLOOR, MODI THONG BUILDING, CHUNLIKHA VILLAGE, OPPOSITE VILLAGE GROUND,… in CHUNLIKHA, NAGALAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
