Use this page as a one-stop reference for everything related to Axis Bank's CHUNAR MIRZAPUR branch in CHUNAR, UTTAR PRADESH. The branch's IFSC code UTIB0004467 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004467 is the IFSC of Axis Bank's CHUNAR MIRZAPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004467 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chunar Mirzapur branch in Chunar, Uttar Pradesh is part of this network and uses the IFSC code UTIB0004467 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR PALIKA PRISHAD, PARGANA - HAVELI CHUNAR, DISTT MIRZAPUR 231304. It serves the Chunar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004467 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chunar Mirzapur |
| IFSC Code | UTIB0004467 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR PALIKA PRISHAD, PARGANA - HAVELI CHUNAR, DISTT MIRZAPUR 231304 |
| City | Chunar |
| District | Mirzapur |
| State | Uttar Pradesh |
| STD Code | 5443 |
| Phone | 9838441821 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHUNAR MIRZAPUR branch came to be assigned the code UTIB0004467.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004467, money simply cannot be routed to the CHUNAR MIRZAPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004467 and the account number together uniquely identify the Chunar Mirzapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004467
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004467 across all three.
How to use IFSC UTIB0004467 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CHUNAR MIRZAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004467.
- Confirm the bank name auto-populates as Axis Bank and the branch as CHUNAR MIRZAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHUNAR MIRZAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CHUNAR MIRZAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004467 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHUNAR MIRZAPUR, use IMPS. With IFSC UTIB0004467 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chunar Mirzapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004467:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHUNAR MIRZAPUR is still linked to IFSC UTIB0004467.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004467
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHUNAR MIRZAPUR is still mapped to IFSC UTIB0004467. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004467 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chunar Mirzapur branch
Once you have an account at Axis Bank – CHUNAR MIRZAPUR, the IFSC UTIB0004467 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chunar Mirzapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5443-9838441821.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004467
Online banking and IFSC UTIB0004467
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHUNAR MIRZAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004467 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chunar Mirzapur branch sits at GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR PALIKA PRISHAD, PARGANA - HAVELI CHUNAR, DISTT MIRZAPUR 231304. If you are travelling from outside Chunar, search for the branch on a maps application using the bank name and locality, or call 5443-9838441821 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004467 and your account number.
Common mistakes to avoid when using IFSC UTIB0004467
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – CHUNAR MIRZAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004467. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Chunar Mirzapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004467 continue to work without interruption.
Verifying IFSC UTIB0004467 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004467 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5443-9838441821.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankChunar Mirzapur Branch
GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR PALIKA PRISHAD, PARGANA - HAVELI CHUNAR, DISTT MIRZAPUR 231304
Chunar, Uttar Pradesh
Phone: 5443-9838441821
IFSC: UTIB0004467
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chunar Mirzapur branch but serve different purposes.
Is IFSC UTIB0004467 valid for NEFT and RTGS?
Yes. IFSC UTIB0004467 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Chunar Mirzapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004467, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Chunar Mirzapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5443-9838441821 to confirm.
Where is Axis Bank Chunar Mirzapur branch located?
Axis Bank's Chunar Mirzapur branch is located at GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR PALIKA PRISHAD, PARGANA - HAVELI CHUNAR, DISTT MIRZAPUR 231304, Chunar, Uttar Pradesh.
Is IFSC UTIB0004467 the same for all accounts at Chunar Mirzapur branch?
Yes. The IFSC UTIB0004467 is shared by every account held at Axis Bank's Chunar Mirzapur branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0004467 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004467 to send funds instantly.
Summary
The IFSC code UTIB0004467 belongs to Axis Bank's CHUNAR MIRZAPUR branch, located at GROUND FLOOR, WARD NO 1, KHASRA NO. 20,VILLAGE KAMAPUR, LAL DWARJA NAGAR… in CHUNAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
