IFSC Code of Axis Bank, Chittaurgarh Branch, Rajasthan

If you are searching for the IFSC code of Axis Bank, CHITTAURGARH branch in CHITTORGARH, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is UTIB0000893. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHITTAURGARH branch, and detailed step-by-step guides for using the IFSC UTIB0000893 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – CHITTAURGARH is UTIB0000893. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000893 map to this branch in CHITTORGARH, RAJASTHAN.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chittaurgarh branch — IFSC UTIB0000893 — extends the bank's services to customers in and around Chittorgarh, Rajasthan.

About this branch

The branch is located at GROUND AND FIRST FLOOR, PLOT NO.A-2, SUKHADIA MARKET, SECTOR 1, CHITTAURGARH, RAJASTHAN , PIN 312001. It serves the Chittorgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000893 is used to identify this branch on the RBI payments network.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHITTAURGARH of Axis Bank — its own 11-character IFSC. The code UTIB0000893 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0000893 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0000893

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000893 across all three.

NEFT to Axis Bank, CHITTAURGARH using IFSC UTIB0000893

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000893, and confirm that the system picks up Axis Bank – CHITTAURGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHITTAURGARH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CHITTAURGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000893 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank CHITTAURGARH (IFSC UTIB0000893)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000893 in your mobile or internet banking app, and the money is credited to the CHITTAURGARH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chittaurgarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0000893:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHITTAURGARH is still linked to IFSC UTIB0000893.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0000893

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHITTAURGARH is still mapped to IFSC UTIB0000893. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000893 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chittaurgarh branch is mapped to IFSC UTIB0000893 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0000893.

Products and services

Customers walking into the Chittaurgarh branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0000893

MICR & cheque-truncation details

Cheques drawn on the Chittaurgarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000893 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0000893

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHITTAURGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000893 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHITTAURGARH:

• The IFSC is exactly UTIB0000893 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and CHITTAURGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chittaurgarh branch sits at GROUND AND FIRST FLOOR, PLOT NO.A-2, SUKHADIA MARKET, SECTOR 1, CHITTAURGARH, RAJASTHAN , PIN 312001. If you are travelling from outside Chittorgarh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000893 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0000893 for Axis Bank – CHITTAURGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chittaurgarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000893 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0000893 belongs to Axis Bank's CHITTAURGARH branch, located at GROUND AND FIRST FLOOR, PLOT NO.A-2, SUKHADIA MARKET, SECTOR 1, CHITTAURGARH,… in CHITTORGARH, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.