This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, CHIKHLI branch in CHIKHLI. The 11-digit IFSC UTIB0001390 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the CHIKHLI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's CHIKHLI branch, the IFSC UTIB0001390 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001390 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chikhli |
| IFSC Code | UTIB0001390 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT |
| City | Chikhli |
| District | Navsari |
| State | Gujarat |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chikhli branch in Chikhli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001390.
About the Chikhli branch
The Chikhli branch of Axis Bank is situated at GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001390 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHIKHLI branch came to be assigned the code UTIB0001390.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001390, money simply cannot be routed to the CHIKHLI branch electronically.
How to transfer money using IFSC UTIB0001390
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001390 across all three.
NEFT to Axis Bank, CHIKHLI using IFSC UTIB0001390
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001390, and confirm that the system picks up Axis Bank – CHIKHLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0001390
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHIKHLI, ensure your bank's portal accepts IFSC UTIB0001390 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHIKHLI, use IMPS. With IFSC UTIB0001390 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001390 for Axis Bank – CHIKHLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001390 | Yes – UTIB0001390 | Yes – UTIB0001390 |
For most retail customers crediting the Chikhli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001390
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHIKHLI is still mapped to IFSC UTIB0001390. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001390 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chikhli branch is mapped to IFSC UTIB0001390 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001390.
Banking services available
The Chikhli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001390
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001390 and the account number together uniquely identify the Chikhli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chikhli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001390 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHIKHLI:
- The IFSC is exactly UTIB0001390 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHIKHLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chikhli branch
The branch is located at GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT, which puts it inside Chikhli, the broader Navsari district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Chikhli branch” — the verified location pin for IFSC UTIB0001390 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001390 and your account number.
Verifying IFSC UTIB0001390 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001390 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikhli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001390, however, work 24x7.
Branch address & contact
Axis BankChikhli Branch
GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT
Chikhli, Gujarat
Phone: the branch contact number
IFSC: UTIB0001390
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chikhli branch but serve different purposes.
Does Axis Bank Chikhli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add Axis Bank Chikhli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001390, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Chikhli branch?
The IFSC code of Axis Bank, Chikhli branch is UTIB0001390. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0001390 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001390 to send funds instantly.
Where is Axis Bank Chikhli branch located?
Axis Bank's Chikhli branch is located at GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT, Chikhli, Gujarat.
Is IFSC UTIB0001390 valid for NEFT and RTGS?
Yes. IFSC UTIB0001390 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0001390 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Chikhli reflect within 30 minutes.
Summary
The IFSC code UTIB0001390 belongs to Axis Bank's CHIKHLI branch, located at GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET,… in CHIKHLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
