Below are the complete branch details for Axis Bank, CHIDAMBARAM branch, located in CHIDAMBARAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001107. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001107 for Axis Bank – CHIDAMBARAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CHIDAMBARAM is UTIB0001107. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001107 map to this branch in CHIDAMBARAM, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chidambaram branch in Chidambaram, Tamil Nadu is part of this network and uses the IFSC code UTIB0001107 for all electronic settlement.
About this branch
The branch is located at DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN 608 001. It serves the Chidambaram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001107 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chidambaram |
| IFSC Code | UTIB0001107 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN 608 001 |
| City | Chidambaram |
| District | Cuddalore |
| State | Tamil Nadu |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHIDAMBARAM branch came to be assigned the code UTIB0001107.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001107, money simply cannot be routed to the CHIDAMBARAM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chidambaram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001107 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0001107
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001107 across all three.
How to use IFSC UTIB0001107 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CHIDAMBARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0001107.
- Confirm the bank name auto-populates as Axis Bank and the branch as CHIDAMBARAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0001107
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHIDAMBARAM, ensure your bank's portal accepts IFSC UTIB0001107 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHIDAMBARAM, use IMPS. With IFSC UTIB0001107 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001107 for Axis Bank – CHIDAMBARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001107 | Yes – UTIB0001107 | Yes – UTIB0001107 |
For most retail customers crediting the Chidambaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001107
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHIDAMBARAM is still mapped to IFSC UTIB0001107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001107 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chidambaram branch
Once you have an account at Axis Bank – CHIDAMBARAM, the IFSC UTIB0001107 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chidambaram branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0001107
Online banking and IFSC UTIB0001107
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHIDAMBARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001107 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Chidambaram branch
The branch is located at DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN 608 001, which puts it inside Chidambaram, the broader Cuddalore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Chidambaram branch” — the verified location pin for IFSC UTIB0001107 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001107 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHIDAMBARAM:
- The IFSC is exactly UTIB0001107 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHIDAMBARAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chidambaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001107, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0001107 for Axis Bank – CHIDAMBARAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankChidambaram Branch
DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN 608 001
Chidambaram, Tamil Nadu
Phone: the branch contact number
IFSC: UTIB0001107
Frequently asked questions
Is IFSC UTIB0001107 valid for NEFT and RTGS?
Yes. IFSC UTIB0001107 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Chidambaram branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Axis Bank Chidambaram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Axis Bank Chidambaram branch located?
Axis Bank's Chidambaram branch is located at DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN 608 001, Chidambaram, Tamil Nadu.
What is the IFSC code of Axis Bank Chidambaram branch?
The IFSC code of Axis Bank, Chidambaram branch is UTIB0001107. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Chidambaram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001107, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0001107 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001107 to send funds instantly.
Is IFSC UTIB0001107 the same for all accounts at Chidambaram branch?
Yes. The IFSC UTIB0001107 is shared by every account held at Axis Bank's Chidambaram branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0001107 belongs to Axis Bank's CHIDAMBARAM branch, located at DOOR NO.78, EAST CAR STREET , CHIDAMBARAM, DIST. CUDDALORE, TAMIL NADU, PIN… in CHIDAMBARAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
