This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, VELACHERY MAIN ROAD PALLIKARANAI branch in CHENNAI. The 11-digit IFSC UTIB0006035 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the VELACHERY MAIN ROAD PALLIKARANAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006035 is the IFSC of Axis Bank's VELACHERY MAIN ROAD PALLIKARANAI branch. The format is fixed: UTIB = bank code, 0 = reserved, 006035 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Velachery Main Road Pallikaranai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code UTIB0006035 for all electronic settlement.
About this branch
The branch is located at NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006035 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Velachery Main Road Pallikaranai |
| IFSC Code | UTIB0006035 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 8056156425 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VELACHERY MAIN ROAD PALLIKARANAI of Axis Bank — its own 11-character IFSC. The code UTIB0006035 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006035 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006035 and the account number together uniquely identify the Velachery Main Road Pallikaranai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0006035
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006035 across all three.
How to use IFSC UTIB0006035 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's VELACHERY MAIN ROAD PALLIKARANAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006035.
- Confirm the bank name auto-populates as Axis Bank and the branch as VELACHERY MAIN ROAD PALLIKARANAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006035
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – VELACHERY MAIN ROAD PALLIKARANAI, ensure your bank's portal accepts IFSC UTIB0006035 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank VELACHERY MAIN ROAD PALLIKARANAI (IFSC UTIB0006035)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006035 in your mobile or internet banking app, and the money is credited to the VELACHERY MAIN ROAD PALLIKARANAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006035 for Axis Bank – VELACHERY MAIN ROAD PALLIKARANAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006035 | Yes – UTIB0006035 | Yes – UTIB0006035 |
For most retail customers crediting the Velachery Main Road Pallikaranai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's VELACHERY MAIN ROAD PALLIKARANAI branch, the IFSC UTIB0006035 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Velachery Main Road Pallikaranai branch is mapped to IFSC UTIB0006035 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006035.
Banking services available
The Velachery Main Road Pallikaranai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-8056156425.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006035
Online banking and IFSC UTIB0006035
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VELACHERY MAIN ROAD PALLIKARANAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006035 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Velachery Main Road Pallikaranai branch
The branch is located at NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Velachery Main Road Pallikaranai branch” — the verified location pin for IFSC UTIB0006035 should appear at the top of the results.
- Confirm the branch is open by calling 44-8056156425 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006035 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VELACHERY MAIN ROAD PALLIKARANAI:
- The IFSC is exactly UTIB0006035 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and VELACHERY MAIN ROAD PALLIKARANAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Velachery Main Road Pallikaranai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006035, however, work 24x7.
Verifying IFSC UTIB0006035 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006035 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-8056156425.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankVelachery Main Road Pallikaranai Branch
NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100
Chennai, Tamil Nadu
Phone: 44-8056156425
IFSC: UTIB0006035
Frequently asked questions
Can I use IFSC UTIB0006035 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006035 to send funds instantly.
Is IFSC UTIB0006035 valid for NEFT and RTGS?
Yes. IFSC UTIB0006035 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Velachery Main Road Pallikaranai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-8056156425 to confirm.
What is the phone number of Axis Bank Velachery Main Road Pallikaranai branch?
You can reach the branch at 44-8056156425 during regular banking hours.
How do I add Axis Bank Velachery Main Road Pallikaranai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006035, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Velachery Main Road Pallikaranai branch?
The IFSC code of Axis Bank, Velachery Main Road Pallikaranai branch is UTIB0006035. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0006035 belongs to Axis Bank's VELACHERY MAIN ROAD PALLIKARANAI branch, located at NO 1, VYASAR STREET, VELACHERY MAIN ROAD, PALLIKARANAI CHENNAI 600100 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
