If you are searching for the IFSC code of Axis Bank, TONDIARPET branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UTIB0003771. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TONDIARPET branch, and detailed step-by-step guides for using the IFSC UTIB0003771 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's TONDIARPET branch, the IFSC UTIB0003771 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003771 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tondiarpet |
| IFSC Code | UTIB0003771 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 25913672 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tondiarpet branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code UTIB0003771 for all electronic settlement.
Tondiarpet branch overview
Located at NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081, the Tondiarpet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003771 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TONDIARPET branch came to be assigned the code UTIB0003771.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003771, money simply cannot be routed to the TONDIARPET branch electronically.
How to transfer money using IFSC UTIB0003771
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003771 across all three.
How to use IFSC UTIB0003771 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's TONDIARPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003771.
- Confirm the bank name auto-populates as Axis Bank and the branch as TONDIARPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TONDIARPET
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TONDIARPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003771 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank TONDIARPET (IFSC UTIB0003771)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003771 in your mobile or internet banking app, and the money is credited to the TONDIARPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003771 for Axis Bank – TONDIARPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003771 | Yes – UTIB0003771 | Yes – UTIB0003771 |
For most retail customers crediting the Tondiarpet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003771
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TONDIARPET is still mapped to IFSC UTIB0003771. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003771 and the beneficiary's account number to complete the transfer.
Account types you can open at the Tondiarpet branch
Once you have an account at Axis Bank – TONDIARPET, the IFSC UTIB0003771 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tondiarpet branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003771
MICR & cheque-truncation details
Cheques drawn on the Tondiarpet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003771 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0003771
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TONDIARPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003771 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0003771
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TONDIARPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003771. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tondiarpet branch sits at NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-25913672 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003771 and your account number.
Verifying IFSC UTIB0003771 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003771 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-25913672.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tondiarpet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003771 continue to work without interruption.
Branch address & contact
Axis BankTondiarpet Branch
NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081
Chennai, Tamil Nadu
Phone: 44-25913672
IFSC: UTIB0003771
Frequently asked questions
Does Axis Bank Tondiarpet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-25913672 to confirm.
What is the IFSC code of Axis Bank Tondiarpet branch?
The IFSC code of Axis Bank, Tondiarpet branch is UTIB0003771. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0003771 valid for NEFT and RTGS?
Yes. IFSC UTIB0003771 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0003771 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003771 to send funds instantly.
How quickly will an NEFT transfer using UTIB0003771 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Tondiarpet reflect within 30 minutes.
How do I add Axis Bank Tondiarpet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003771, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0003771 the same for all accounts at Tondiarpet branch?
Yes. The IFSC UTIB0003771 is shared by every account held at Axis Bank's Tondiarpet branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0003771 belongs to Axis Bank's TONDIARPET branch, located at NO 142,143AND 144 THIRUVOTTRIYUR HIGH ROAD TONDIARPET CHENNAI 600081 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
