Use this page as a one-stop reference for everything related to Axis Bank's RAMANUJAN IT CITY branch in CHENNAI, TAMIL NADU. The branch's IFSC code UTIB0004069 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RAMANUJAN IT CITY is UTIB0004069. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004069 map to this branch in CHENNAI, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramanujan It City branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code UTIB0004069 for all electronic settlement.
About the Ramanujan It City branch
The Ramanujan It City branch of Axis Bank is situated at INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004069 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ramanujan It City |
| IFSC Code | UTIB0004069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 24432114 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMANUJAN IT CITY of Axis Bank — its own 11-character IFSC. The code UTIB0004069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004069 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004069 and the account number together uniquely identify the Ramanujan It City branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004069 across all three.
How to use IFSC UTIB0004069 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's RAMANUJAN IT CITY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004069.
- Confirm the bank name auto-populates as Axis Bank and the branch as RAMANUJAN IT CITY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004069
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RAMANUJAN IT CITY, ensure your bank's portal accepts IFSC UTIB0004069 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank RAMANUJAN IT CITY (IFSC UTIB0004069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004069 in your mobile or internet banking app, and the money is credited to the RAMANUJAN IT CITY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ramanujan It City
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004069:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAMANUJAN IT CITY is still linked to IFSC UTIB0004069.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004069
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RAMANUJAN IT CITY is still mapped to IFSC UTIB0004069. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004069 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ramanujan It City branch
Once you have an account at Axis Bank – RAMANUJAN IT CITY, the IFSC UTIB0004069 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ramanujan It City branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-24432114.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004069
Online banking and IFSC UTIB0004069
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAMANUJAN IT CITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004069 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ramanujan It City branch sits at INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-24432114 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004069 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RAMANUJAN IT CITY:
- The IFSC is exactly UTIB0004069 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RAMANUJAN IT CITY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ramanujan It City are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004069 continue to work without interruption.
Verifying IFSC UTIB0004069 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004069 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-24432114.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankRamanujan It City Branch
INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU
Chennai, Tamil Nadu
Phone: 44-24432114
IFSC: UTIB0004069
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramanujan It City branch but serve different purposes.
Is IFSC UTIB0004069 valid for NEFT and RTGS?
Yes. IFSC UTIB0004069 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Ramanujan It City as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004069, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Ramanujan It City branch located?
Axis Bank's Ramanujan It City branch is located at INFINITY BLOCK LOWER STILT FLOOR SHOP NO 2 TRIL INFOPARK LIMITED RAJIV GANDHI SALAI TARAMANI CHENNAI 600113 TAMILNADU, Chennai, Tamil Nadu.
What is the phone number of Axis Bank Ramanujan It City branch?
You can reach the branch at 44-24432114 during regular banking hours.
How quickly will an NEFT transfer using UTIB0004069 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ramanujan It City reflect within 30 minutes.
What is the IFSC code of Axis Bank Ramanujan It City branch?
The IFSC code of Axis Bank, Ramanujan It City branch is UTIB0004069. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0004069 is the IFSC code of Axis Bank, RAMANUJAN IT CITY branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
