This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, MADAMBAKKAM branch in CHENNAI. The 11-digit IFSC UTIB0004114 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the MADAMBAKKAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004114 is the IFSC of Axis Bank's MADAMBAKKAM branch. The format is fixed: UTIB = bank code, 0 = reserved, 004114 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Madambakkam branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004114.
About this branch
The branch is located at PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK CHENNAI 600126. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004114 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Madambakkam |
| IFSC Code | UTIB0004114 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK CHENNAI 600126 |
| City | Chennai |
| District | Kanchipuram |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 22280027 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADAMBAKKAM of Axis Bank — its own 11-character IFSC. The code UTIB0004114 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004114 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Madambakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004114 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004114
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004114 across all three.
How to use IFSC UTIB0004114 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MADAMBAKKAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004114.
- Confirm the bank name auto-populates as Axis Bank and the branch as MADAMBAKKAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MADAMBAKKAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MADAMBAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004114 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – MADAMBAKKAM, use IMPS. With IFSC UTIB0004114 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004114 for Axis Bank – MADAMBAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004114 | Yes – UTIB0004114 | Yes – UTIB0004114 |
For most retail customers crediting the Madambakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MADAMBAKKAM branch, the IFSC UTIB0004114 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Madambakkam branch is mapped to IFSC UTIB0004114 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004114.
Products and services
Customers walking into the Madambakkam branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004114
Online banking and IFSC UTIB0004114
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MADAMBAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004114 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Madambakkam branch
The branch is located at PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK CHENNAI 600126, which puts it inside Chennai, the broader Kanchipuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Madambakkam branch” — the verified location pin for IFSC UTIB0004114 should appear at the top of the results.
- Confirm the branch is open by calling 44-22280027 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004114 and your account number.
Common mistakes to avoid when using IFSC UTIB0004114
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MADAMBAKKAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004114. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Madambakkam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004114, however, work 24x7.
Verifying IFSC UTIB0004114 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004114 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-22280027.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankMadambakkam Branch
PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK CHENNAI 600126
Chennai, Tamil Nadu
Phone: 44-22280027
IFSC: UTIB0004114
Frequently asked questions
Where is Axis Bank Madambakkam branch located?
Axis Bank's Madambakkam branch is located at PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK CHENNAI 600126, Chennai, Tamil Nadu.
What is the IFSC code of Axis Bank Madambakkam branch?
The IFSC code of Axis Bank, Madambakkam branch is UTIB0004114. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0004114 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Madambakkam reflect within 30 minutes.
How do I add Axis Bank Madambakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004114, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004114 the same for all accounts at Madambakkam branch?
Yes. The IFSC UTIB0004114 is shared by every account held at Axis Bank's Madambakkam branch. Only the account number changes from customer to customer.
Is IFSC UTIB0004114 valid for NEFT and RTGS?
Yes. IFSC UTIB0004114 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0004114 belongs to Axis Bank's MADAMBAKKAM branch, located at PLOT NO 4 SF NO 689 3 MADAMBAKKAM MAIN RD MADAMBAKKAM VILLAGE TAMBARAM TALUK… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
