Use this page as a one-stop reference for everything related to Axis Bank's KESARI HIGHER SECONDARY SCHOOL branch in CHENNAI, TAMIL NADU. The branch's IFSC code UTIB0E00006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – KESARI HIGHER SECONDARY SCHOOL is UTIB0E00006. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters E00006 map to this branch in CHENNAI, TAMIL NADU.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Kesari Higher Secondary School |
| IFSC Code | UTIB0E00006 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 0 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Kesari Higher Secondary School branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0E00006.
About the Kesari Higher Secondary School branch
The Kesari Higher Secondary School branch of Axis Bank is situated at KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0E00006 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's KESARI HIGHER SECONDARY SCHOOL branch came to be assigned the code UTIB0E00006.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0E00006, money simply cannot be routed to the KESARI HIGHER SECONDARY SCHOOL branch electronically.
How to transfer money using IFSC UTIB0E00006
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0E00006 across all three.
How to use IFSC UTIB0E00006 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's KESARI HIGHER SECONDARY SCHOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0E00006.
- Confirm the bank name auto-populates as Axis Bank and the branch as KESARI HIGHER SECONDARY SCHOOL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0E00006
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – KESARI HIGHER SECONDARY SCHOOL, ensure your bank's portal accepts IFSC UTIB0E00006 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – KESARI HIGHER SECONDARY SCHOOL, use IMPS. With IFSC UTIB0E00006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0E00006 for Axis Bank – KESARI HIGHER SECONDARY SCHOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0E00006 | Yes – UTIB0E00006 | Yes – UTIB0E00006 |
For most retail customers crediting the Kesari Higher Secondary School branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's KESARI HIGHER SECONDARY SCHOOL branch, the IFSC UTIB0E00006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kesari Higher Secondary School branch is mapped to IFSC UTIB0E00006 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0E00006.
Products and services
Customers walking into the Kesari Higher Secondary School branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0E00006
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0E00006 and the account number together uniquely identify the Kesari Higher Secondary School branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0E00006
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the KESARI HIGHER SECONDARY SCHOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0E00006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0E00006
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – KESARI HIGHER SECONDARY SCHOOL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0E00006. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kesari Higher Secondary School branch sits at KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0E00006 and your account number.
Verifying IFSC UTIB0E00006 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0E00006 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kesari Higher Secondary School branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0E00006, however, work 24x7.
Branch address & contact
Axis BankKesari Higher Secondary School Branch
KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017
Chennai, Tamil Nadu
Phone: 0
IFSC: UTIB0E00006
Frequently asked questions
Is IFSC UTIB0E00006 the same for all accounts at Kesari Higher Secondary School branch?
Yes. The IFSC UTIB0E00006 is shared by every account held at Axis Bank's Kesari Higher Secondary School branch. Only the account number changes from customer to customer.
Does Axis Bank Kesari Higher Secondary School branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC UTIB0E00006 valid for NEFT and RTGS?
Yes. IFSC UTIB0E00006 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0E00006 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0E00006 to send funds instantly.
What is the phone number of Axis Bank Kesari Higher Secondary School branch?
You can reach the branch at 0 during regular banking hours.
Where is Axis Bank Kesari Higher Secondary School branch located?
Axis Bank's Kesari Higher Secondary School branch is located at KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017, Chennai, Tamil Nadu.
How do I add Axis Bank Kesari Higher Secondary School as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0E00006, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0E00006 belongs to Axis Bank's KESARI HIGHER SECONDARY SCHOOL branch, located at KESARI HIGHER SECONDARY SCHOOL,8, THYAGARAYA ROAD, CHENNAI 600 017 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
