IFSC Code of Axis Bank, Prozone Mall Road Aurangabad Branch, Maharashtra

Use this page as a one-stop reference for everything related to Axis Bank's PROZONE MALL ROAD AURANGABAD branch in CHATRAPATI SAMBHAJINAGAR, MAHARASHTRA. The branch's IFSC code UTIB0006447 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0006447 is the IFSC of Axis Bank's PROZONE MALL ROAD AURANGABAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 006447 = branch identifier.

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Prozone Mall Road Aurangabad branch in Chatrapati Sambhajinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006447.

Prozone Mall Road Aurangabad branch overview

Located at GROUND FLOOR, OFFICE NO 207-210, CHIKALTHANA INDUSTRIAL AREA, CHATRAPATI SAMBHAJINAGAR, MAHARASHTRA, the Prozone Mall Road Aurangabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006447 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PROZONE MALL ROAD AURANGABAD branch came to be assigned the code UTIB0006447.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006447, money simply cannot be routed to the PROZONE MALL ROAD AURANGABAD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006447 and the account number together uniquely identify the Prozone Mall Road Aurangabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0006447

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006447 across all three.

NEFT to Axis Bank, PROZONE MALL ROAD AURANGABAD using IFSC UTIB0006447

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006447, and confirm that the system picks up Axis Bank – PROZONE MALL ROAD AURANGABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0006447

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PROZONE MALL ROAD AURANGABAD, ensure your bank's portal accepts IFSC UTIB0006447 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank PROZONE MALL ROAD AURANGABAD (IFSC UTIB0006447)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006447 in your mobile or internet banking app, and the money is credited to the PROZONE MALL ROAD AURANGABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0006447 for Axis Bank – PROZONE MALL ROAD AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Prozone Mall Road Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0006447

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – PROZONE MALL ROAD AURANGABAD is still mapped to IFSC UTIB0006447. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006447 and the beneficiary's account number to complete the transfer.

Account types you can open at the Prozone Mall Road Aurangabad branch

Once you have an account at Axis Bank – PROZONE MALL ROAD AURANGABAD, the IFSC UTIB0006447 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Prozone Mall Road Aurangabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2435-9923365516.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006447

Online banking and IFSC UTIB0006447

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the PROZONE MALL ROAD AURANGABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006447 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Prozone Mall Road Aurangabad branch sits at GROUND FLOOR, OFFICE NO 207-210, CHIKALTHANA INDUSTRIAL AREA, CHATRAPATI SAMBHAJINAGAR, MAHARASHTRA. If you are travelling from outside Chatrapati Sambhajinagar, search for the branch on a maps application using the bank name and locality, or call 2435-9923365516 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006447 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – PROZONE MALL ROAD AURANGABAD:

• The IFSC is exactly UTIB0006447 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and PROZONE MALL ROAD AURANGABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Prozone Mall Road Aurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006447 continue to work without interruption.

Verifying IFSC UTIB0006447 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006447 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2435-9923365516.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0006447 is the IFSC code of Axis Bank, PROZONE MALL ROAD AURANGABAD branch, in CHATRAPATI SAMBHAJINAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.