IFSC Code of Axis Bank, Bazar Samiti Chapra Branch, Bihar

Use this page as a one-stop reference for everything related to Axis Bank's BAZAR SAMITI CHAPRA branch in CHAPRA, BIHAR. The branch's IFSC code UTIB0005888 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – BAZAR SAMITI CHAPRA is UTIB0005888. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005888 map to this branch in CHAPRA, BIHAR.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bazar Samiti Chapra branch — IFSC UTIB0005888 — extends the bank's services to customers in and around Chapra, Bihar.

About the Bazar Samiti Chapra branch

The Bazar Samiti Chapra branch of Axis Bank is situated at GROUND FLOOR, PARVATI COMPLEX, SANDHA ROAD SH 90, NEAR BAZAR SAMITI, PO SANDHA, PS MUFFASIL, CHAPRA, BIHAR PIN 841301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005888 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BAZAR SAMITI CHAPRA branch came to be assigned the code UTIB0005888.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005888, money simply cannot be routed to the BAZAR SAMITI CHAPRA branch electronically.

How to transfer money using IFSC UTIB0005888

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005888 across all three.

How to use IFSC UTIB0005888 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BAZAR SAMITI CHAPRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0005888.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BAZAR SAMITI CHAPRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0005888

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BAZAR SAMITI CHAPRA, ensure your bank's portal accepts IFSC UTIB0005888 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – BAZAR SAMITI CHAPRA, use IMPS. With IFSC UTIB0005888 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bazar Samiti Chapra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005888:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAZAR SAMITI CHAPRA is still linked to IFSC UTIB0005888.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BAZAR SAMITI CHAPRA branch, the IFSC UTIB0005888 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bazar Samiti Chapra branch

Once you have an account at Axis Bank – BAZAR SAMITI CHAPRA, the IFSC UTIB0005888 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bazar Samiti Chapra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6152-8709639698.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005888

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005888 and the account number together uniquely identify the Bazar Samiti Chapra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bazar Samiti Chapra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005888 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BAZAR SAMITI CHAPRA:

• The IFSC is exactly UTIB0005888 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BAZAR SAMITI CHAPRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bazar Samiti Chapra branch

The branch is located at GROUND FLOOR, PARVATI COMPLEX, SANDHA ROAD SH 90, NEAR BAZAR SAMITI, PO SANDHA, PS MUFFASIL, CHAPRA, BIHAR PIN 841301, which puts it inside Chapra, the broader Saran district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Bazar Samiti Chapra branch” — the verified location pin for IFSC UTIB0005888 should appear at the top of the results.
2. Confirm the branch is open by calling 6152-8709639698 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005888 and your account number.

Verifying IFSC UTIB0005888 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005888 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6152-8709639698.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bazar Samiti Chapra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005888 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0005888 belongs to Axis Bank's BAZAR SAMITI CHAPRA branch, located at GROUND FLOOR, PARVATI COMPLEX, SANDHA ROAD SH 90, NEAR BAZAR SAMITI, PO… in CHAPRA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.