IFSC Code of Axis Bank, Sknsbl Chamorshi Branch, Maharashtra

Below are the complete branch details for Axis Bank, SKNSBL CHAMORSHI branch, located in CHAMORSHI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SKNS13. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SKNS13 for Axis Bank – SKNSBL CHAMORSHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's SKNSBL CHAMORSHI branch, the IFSC UTIB0SKNS13 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and SKNS13 identifies this particular branch.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sknsbl Chamorshi branch in Chamorshi, Maharashtra is part of this network and uses the IFSC code UTIB0SKNS13 for all electronic settlement.

About the Sknsbl Chamorshi branch

The Sknsbl Chamorshi branch of Axis Bank is situated at AINCHWAR BUILDING NEAR BUS STAND GADCHIROLI ROAD CHAMORSHI DIST GADCHIROLI 442603. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SKNS13 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SKNSBL CHAMORSHI branch came to be assigned the code UTIB0SKNS13.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SKNS13, money simply cannot be routed to the SKNSBL CHAMORSHI branch electronically.

How to transfer money using IFSC UTIB0SKNS13

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SKNS13 across all three.

NEFT to Axis Bank, SKNSBL CHAMORSHI using IFSC UTIB0SKNS13

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SKNS13, and confirm that the system picks up Axis Bank – SKNSBL CHAMORSHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SKNS13

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SKNSBL CHAMORSHI, ensure your bank's portal accepts IFSC UTIB0SKNS13 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank SKNSBL CHAMORSHI (IFSC UTIB0SKNS13)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SKNS13 in your mobile or internet banking app, and the money is credited to the SKNSBL CHAMORSHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sknsbl Chamorshi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SKNS13:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SKNSBL CHAMORSHI is still linked to IFSC UTIB0SKNS13.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0SKNS13

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SKNSBL CHAMORSHI is still mapped to IFSC UTIB0SKNS13. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SKNS13 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sknsbl Chamorshi branch is mapped to IFSC UTIB0SKNS13 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SKNS13.

Banking services available

The Sknsbl Chamorshi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7135-235778.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SKNS13

MICR & cheque-truncation details

Cheques drawn on the Sknsbl Chamorshi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SKNS13 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SKNS13

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SKNSBL CHAMORSHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SKNS13 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SKNSBL CHAMORSHI:

• The IFSC is exactly UTIB0SKNS13 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and SKNSBL CHAMORSHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sknsbl Chamorshi branch sits at AINCHWAR BUILDING NEAR BUS STAND GADCHIROLI ROAD CHAMORSHI DIST GADCHIROLI 442603. If you are travelling from outside Chamorshi, search for the branch on a maps application using the bank name and locality, or call 7135-235778 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SKNS13 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SKNS13 for Axis Bank – SKNSBL CHAMORSHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sknsbl Chamorshi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SKNS13 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SKNS13 is the IFSC code of Axis Bank, SKNSBL CHAMORSHI branch, in CHAMORSHI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.