If you are searching for the IFSC code of Axis Bank, CHAKIA BAZAR BRANCH branch in CHAKIA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is UTIB0006214. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHAKIA BAZAR BRANCH branch, and detailed step-by-step guides for using the IFSC UTIB0006214 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's CHAKIA BAZAR BRANCH branch, the IFSC UTIB0006214 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 006214 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chakia Bazar Branch branch — IFSC UTIB0006214 — extends the bank's services to customers in and around Chakia, Bihar.
About the Chakia Bazar Branch branch
The Chakia Bazar Branch branch of Axis Bank is situated at UPPER GROUND FLOOR, BALKRISHNA TRADERS, MOTIHARI CHAKIA ROAD,PO PS CHAKIA,PURABI CHAMPARAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006214 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chakia Bazar Branch |
| IFSC Code | UTIB0006214 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, BALKRISHNA TRADERS, MOTIHARI CHAKIA ROAD,PO PS CHAKIA,PURABI CHAMPARAN |
| City | Chakia |
| District | Purabi Champaran |
| State | Bihar |
| STD Code | 6252 |
| Phone | 9931461667 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHAKIA BAZAR BRANCH branch came to be assigned the code UTIB0006214.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006214, money simply cannot be routed to the CHAKIA BAZAR BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chakia Bazar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006214 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0006214
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006214 across all three.
NEFT to Axis Bank, CHAKIA BAZAR BRANCH using IFSC UTIB0006214
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006214, and confirm that the system picks up Axis Bank – CHAKIA BAZAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006214
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHAKIA BAZAR BRANCH, ensure your bank's portal accepts IFSC UTIB0006214 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank CHAKIA BAZAR BRANCH (IFSC UTIB0006214)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006214 in your mobile or internet banking app, and the money is credited to the CHAKIA BAZAR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006214 for Axis Bank – CHAKIA BAZAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006214 | Yes – UTIB0006214 | Yes – UTIB0006214 |
For most retail customers crediting the Chakia Bazar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006214
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHAKIA BAZAR BRANCH is still mapped to IFSC UTIB0006214. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006214 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chakia Bazar Branch branch is mapped to IFSC UTIB0006214 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006214.
Banking services available
The Chakia Bazar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6252-9931461667.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006214
Digital banking channels
Most day-to-day work that customers used to do at the Chakia Bazar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006214 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chakia Bazar Branch branch
The branch is located at UPPER GROUND FLOOR, BALKRISHNA TRADERS, MOTIHARI CHAKIA ROAD,PO PS CHAKIA,PURABI CHAMPARAN, which puts it inside Chakia, the broader Purabi Champaran district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Chakia Bazar Branch branch” — the verified location pin for IFSC UTIB0006214 should appear at the top of the results.
- Confirm the branch is open by calling 6252-9931461667 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006214 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHAKIA BAZAR BRANCH:
- The IFSC is exactly UTIB0006214 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHAKIA BAZAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chakia Bazar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006214, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006214 for Axis Bank – CHAKIA BAZAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankChakia Bazar Branch Branch
UPPER GROUND FLOOR, BALKRISHNA TRADERS, MOTIHARI CHAKIA ROAD,PO PS CHAKIA,PURABI CHAMPARAN
Chakia, Bihar
Phone: 6252-9931461667
IFSC: UTIB0006214
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chakia Bazar Branch branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0006214 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Chakia Bazar Branch reflect within 30 minutes.
Is IFSC UTIB0006214 valid for NEFT and RTGS?
Yes. IFSC UTIB0006214 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Chakia Bazar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006214, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Chakia Bazar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6252-9931461667 to confirm.
Can I use IFSC UTIB0006214 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006214 to send funds instantly.
Final notes
To recap: UTIB0006214 is the IFSC code of Axis Bank, CHAKIA BAZAR BRANCH branch, in CHAKIA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
