Below are the complete branch details for Axis Bank, BUDHLADA branch, located in BUDHLADA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001517. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001517 for Axis Bank – BUDHLADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – BUDHLADA is UTIB0001517. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001517 map to this branch in BUDHLADA, PUNJAB.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Budhlada |
| IFSC Code | UTIB0001517 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, UNIT NO. 198, MANGAL BHAWAN, MUKHERJEE MARG, BUDHLADA, DIST. MANSA, PUNJAB , PIN151502 |
| City | Budhlada |
| District | Mansa |
| State | Punjab |
| STD Code | 0 |
| Phone | 0 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Budhlada branch in Budhlada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001517.
About this branch
The branch is located at GROUND FLOOR, UNIT NO. 198, MANGAL BHAWAN, MUKHERJEE MARG, BUDHLADA, DIST. MANSA, PUNJAB , PIN151502. It serves the Budhlada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001517 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BUDHLADA branch came to be assigned the code UTIB0001517.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001517, money simply cannot be routed to the BUDHLADA branch electronically.
How to transfer money using IFSC UTIB0001517
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001517 across all three.
NEFT to Axis Bank, BUDHLADA using IFSC UTIB0001517
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001517, and confirm that the system picks up Axis Bank – BUDHLADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0001517
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BUDHLADA, ensure your bank's portal accepts IFSC UTIB0001517 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BUDHLADA, use IMPS. With IFSC UTIB0001517 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001517 for Axis Bank – BUDHLADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001517 | Yes – UTIB0001517 | Yes – UTIB0001517 |
For most retail customers crediting the Budhlada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001517
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BUDHLADA is still mapped to IFSC UTIB0001517. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001517 and the beneficiary's account number to complete the transfer.
Account types you can open at the Budhlada branch
Once you have an account at Axis Bank – BUDHLADA, the IFSC UTIB0001517 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Budhlada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001517
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001517 and the account number together uniquely identify the Budhlada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0001517
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BUDHLADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001517 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BUDHLADA:
- The IFSC is exactly UTIB0001517 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BUDHLADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Budhlada branch sits at GROUND FLOOR, UNIT NO. 198, MANGAL BHAWAN, MUKHERJEE MARG, BUDHLADA, DIST. MANSA, PUNJAB , PIN151502. If you are travelling from outside Budhlada, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001517 and your account number.
Verifying IFSC UTIB0001517 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001517 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Budhlada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001517 continue to work without interruption.
Branch address & contact
Axis BankBudhlada Branch
GROUND FLOOR, UNIT NO. 198, MANGAL BHAWAN, MUKHERJEE MARG, BUDHLADA, DIST. MANSA, PUNJAB , PIN151502
Budhlada, Punjab
Phone: 0
IFSC: UTIB0001517
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001517 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Budhlada reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Budhlada branch but serve different purposes.
How do I add Axis Bank Budhlada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001517, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Budhlada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Where is Axis Bank Budhlada branch located?
Axis Bank's Budhlada branch is located at GROUND FLOOR, UNIT NO. 198, MANGAL BHAWAN, MUKHERJEE MARG, BUDHLADA, DIST. MANSA, PUNJAB , PIN151502, Budhlada, Punjab.
Can I use IFSC UTIB0001517 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001517 to send funds instantly.
What is the phone number of Axis Bank Budhlada branch?
You can reach the branch at 0 during regular banking hours.
Final notes
To recap: UTIB0001517 is the IFSC code of Axis Bank, BUDHLADA branch, in BUDHLADA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
