IFSC Code of Axis Bank, Br Ner the Ydcc Bank Ltd Branch, Maharashtra

Below are the complete branch details for Axis Bank, BR NER THE YDCC BANK LTD branch, located in BORI ARAB, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SYDC64. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SYDC64 for Axis Bank – BR NER THE YDCC BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0SYDC64 is the IFSC of Axis Bank's BR NER THE YDCC BANK LTD branch. The format is fixed: UTIB = bank code, 0 = reserved, SYDC64 = branch identifier.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Br Ner the Ydcc Bank Ltd branch in Bori Arab, Maharashtra is part of this network and uses the IFSC code UTIB0SYDC64 for all electronic settlement.

Br Ner the Ydcc Bank Ltd branch overview

Located at YDCC NER, NEAR BUS STAND, NER, TQ. NER, DIST. YAVATMAL 445102, the Br Ner the Ydcc Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SYDC64 is required for all interbank electronic transfers routed through this branch.

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BR NER THE YDCC BANK LTD of Axis Bank — its own 11-character IFSC. The code UTIB0SYDC64 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SYDC64 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UTIB0SYDC64

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC64 across all three.

NEFT to Axis Bank, BR NER THE YDCC BANK LTD using IFSC UTIB0SYDC64

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SYDC64, and confirm that the system picks up Axis Bank – BR NER THE YDCC BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SYDC64

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BR NER THE YDCC BANK LTD, ensure your bank's portal accepts IFSC UTIB0SYDC64 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – BR NER THE YDCC BANK LTD, use IMPS. With IFSC UTIB0SYDC64 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SYDC64 for Axis Bank – BR NER THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Br Ner the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SYDC64

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BR NER THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC64. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC64 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Br Ner the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC64 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC64.

Banking services available

The Br Ner the Ydcc Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7232-7588042580.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SYDC64

MICR & cheque-truncation details

Cheques drawn on the Br Ner the Ydcc Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC64 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0SYDC64

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BR NER THE YDCC BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SYDC64 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BR NER THE YDCC BANK LTD:

• The IFSC is exactly UTIB0SYDC64 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and BR NER THE YDCC BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Br Ner the Ydcc Bank Ltd branch sits at YDCC NER, NEAR BUS STAND, NER, TQ. NER, DIST. YAVATMAL 445102. If you are travelling from outside Bori Arab, search for the branch on a maps application using the bank name and locality, or call 7232-7588042580 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC64 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SYDC64 for Axis Bank – BR NER THE YDCC BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Br Ner the Ydcc Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SYDC64 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SYDC64 belongs to Axis Bank's BR NER THE YDCC BANK LTD branch, located at YDCC NER, NEAR BUS STAND, NER, TQ. NER, DIST. YAVATMAL 445102 in BORI ARAB, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.