Below are the complete branch details for Axis Bank, SECTOR FOUR BOKARO STEEL CITY branch, located in BOKARO STEEL CITY, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005134. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005134 for Axis Bank – SECTOR FOUR BOKARO STEEL CITY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SECTOR FOUR BOKARO STEEL CITY branch, the IFSC UTIB0005134 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005134 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector Four Bokaro Steel City branch — IFSC UTIB0005134 — extends the bank's services to customers in and around Bokaro Steel City, Jharkhand.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sector Four Bokaro Steel City |
| IFSC Code | UTIB0005134 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY JHARKHAND 827004 |
| City | Bokaro Steel City |
| District | Bokaro |
| State | Jharkhand |
| STD Code | 6542 |
| Phone | 9136120614 |
About this branch
The branch is located at PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY JHARKHAND 827004. It serves the Bokaro Steel City region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005134 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SECTOR FOUR BOKARO STEEL CITY branch came to be assigned the code UTIB0005134.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005134, money simply cannot be routed to the SECTOR FOUR BOKARO STEEL CITY branch electronically.
Account types you can open at the Sector Four Bokaro Steel City branch
Once you have an account at Axis Bank – SECTOR FOUR BOKARO STEEL CITY, the IFSC UTIB0005134 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sector Four Bokaro Steel City branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6542-9136120614.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005134
How to transfer money using IFSC UTIB0005134
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005134 across all three.
How to use IFSC UTIB0005134 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SECTOR FOUR BOKARO STEEL CITY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005134.
- Confirm the bank name auto-populates as Axis Bank and the branch as SECTOR FOUR BOKARO STEEL CITY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR FOUR BOKARO STEEL CITY
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SECTOR FOUR BOKARO STEEL CITY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005134 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SECTOR FOUR BOKARO STEEL CITY (IFSC UTIB0005134)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005134 in your mobile or internet banking app, and the money is credited to the SECTOR FOUR BOKARO STEEL CITY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sector Four Bokaro Steel City
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005134:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR FOUR BOKARO STEEL CITY is still linked to IFSC UTIB0005134.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005134
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SECTOR FOUR BOKARO STEEL CITY is still mapped to IFSC UTIB0005134. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005134 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005134
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR FOUR BOKARO STEEL CITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005134 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005134 and the account number together uniquely identify the Sector Four Bokaro Steel City branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005134
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SECTOR FOUR BOKARO STEEL CITY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005134. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sector Four Bokaro Steel City branch
The branch is located at PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY JHARKHAND 827004, which puts it inside Bokaro Steel City, the broader Bokaro district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sector Four Bokaro Steel City branch” — the verified location pin for IFSC UTIB0005134 should appear at the top of the results.
- Confirm the branch is open by calling 6542-9136120614 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005134 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005134 for Axis Bank – SECTOR FOUR BOKARO STEEL CITY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Four Bokaro Steel City branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005134, however, work 24x7.
Branch address & contact
Axis BankSector Four Bokaro Steel City Branch
PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY JHARKHAND 827004
Bokaro Steel City, Jharkhand
Phone: 6542-9136120614
IFSC: UTIB0005134
Frequently asked questions
How quickly will an NEFT transfer using UTIB0005134 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sector Four Bokaro Steel City reflect within 30 minutes.
Where is Axis Bank Sector Four Bokaro Steel City branch located?
Axis Bank's Sector Four Bokaro Steel City branch is located at PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY JHARKHAND 827004, Bokaro Steel City, Jharkhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Four Bokaro Steel City branch but serve different purposes.
Is IFSC UTIB0005134 the same for all accounts at Sector Four Bokaro Steel City branch?
Yes. The IFSC UTIB0005134 is shared by every account held at Axis Bank's Sector Four Bokaro Steel City branch. Only the account number changes from customer to customer.
Does Axis Bank Sector Four Bokaro Steel City branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6542-9136120614 to confirm.
Is IFSC UTIB0005134 valid for NEFT and RTGS?
Yes. IFSC UTIB0005134 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0005134 belongs to Axis Bank's SECTOR FOUR BOKARO STEEL CITY branch, located at PLOT NO F5, CITY CENTRE, SECTOR 4, NEAR HARSHVARDHAN PLAZA, BOKARO STEEL CITY… in BOKARO STEEL CITY, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
