If you are searching for the IFSC code of Axis Bank, BIRAMITRAPUR branch in BIRAMITRAPUR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UTIB0005706. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BIRAMITRAPUR branch, and detailed step-by-step guides for using the IFSC UTIB0005706 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005706 is the IFSC of Axis Bank's BIRAMITRAPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005706 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Biramitrapur |
| IFSC Code | UTIB0005706 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD,RAIBOGA ROAD,NEAR GOVERNMENT HOSPITAL,BIRAMITRAPUR |
| City | Biramitrapur |
| District | Sundargarh |
| State | Odisha |
| STD Code | 671 |
| Phone | 9776439934 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Biramitrapur branch in Biramitrapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005706.
About the Biramitrapur branch
The Biramitrapur branch of Axis Bank is situated at AXIS BANK LTD,RAIBOGA ROAD,NEAR GOVERNMENT HOSPITAL,BIRAMITRAPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005706 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BIRAMITRAPUR branch came to be assigned the code UTIB0005706.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005706, money simply cannot be routed to the BIRAMITRAPUR branch electronically.
How to transfer money using IFSC UTIB0005706
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005706 across all three.
NEFT to Axis Bank, BIRAMITRAPUR using IFSC UTIB0005706
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005706, and confirm that the system picks up Axis Bank – BIRAMITRAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005706
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BIRAMITRAPUR, ensure your bank's portal accepts IFSC UTIB0005706 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BIRAMITRAPUR (IFSC UTIB0005706)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005706 in your mobile or internet banking app, and the money is credited to the BIRAMITRAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005706 for Axis Bank – BIRAMITRAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005706 | Yes – UTIB0005706 | Yes – UTIB0005706 |
For most retail customers crediting the Biramitrapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005706
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BIRAMITRAPUR is still mapped to IFSC UTIB0005706. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005706 and the beneficiary's account number to complete the transfer.
Account types you can open at the Biramitrapur branch
Once you have an account at Axis Bank – BIRAMITRAPUR, the IFSC UTIB0005706 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Biramitrapur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005706
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005706 and the account number together uniquely identify the Biramitrapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Biramitrapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005706 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0005706
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BIRAMITRAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005706. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Biramitrapur branch sits at AXIS BANK LTD,RAIBOGA ROAD,NEAR GOVERNMENT HOSPITAL,BIRAMITRAPUR. If you are travelling from outside Biramitrapur, search for the branch on a maps application using the bank name and locality, or call 671-9776439934 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005706 and your account number.
Verifying IFSC UTIB0005706 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005706 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 671-9776439934.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Biramitrapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005706, however, work 24x7.
Branch address & contact
Axis BankBiramitrapur Branch
AXIS BANK LTD,RAIBOGA ROAD,NEAR GOVERNMENT HOSPITAL,BIRAMITRAPUR
Biramitrapur, Odisha
Phone: 671-9776439934
IFSC: UTIB0005706
Frequently asked questions
How quickly will an NEFT transfer using UTIB0005706 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Biramitrapur reflect within 30 minutes.
Is IFSC UTIB0005706 valid for NEFT and RTGS?
Yes. IFSC UTIB0005706 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Biramitrapur branch?
The IFSC code of Axis Bank, Biramitrapur branch is UTIB0005706. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UTIB0005706 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005706 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Biramitrapur branch but serve different purposes.
How do I add Axis Bank Biramitrapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005706, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005706 the same for all accounts at Biramitrapur branch?
Yes. The IFSC UTIB0005706 is shared by every account held at Axis Bank's Biramitrapur branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005706 belongs to Axis Bank's BIRAMITRAPUR branch, located at AXIS BANK LTD,RAIBOGA ROAD,NEAR GOVERNMENT HOSPITAL,BIRAMITRAPUR in BIRAMITRAPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
