IFSC Code of Axis Bank, Bilagi Pattan Sahakari Bank Niyamit Branch, Karnataka

If you are searching for the IFSC code of Axis Bank, BILAGI PATTAN SAHAKARI BANK NIYAMIT branch in BILGI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SBPSBB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BILAGI PATTAN SAHAKARI BANK NIYAMIT branch, and detailed step-by-step guides for using the IFSC UTIB0SBPSBB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT is UTIB0SBPSBB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SBPSBB map to this branch in BILGI, KARNATAKA.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bilagi Pattan Sahakari Bank Niyamit branch in Bilgi, Karnataka is part of this network and uses the IFSC code UTIB0SBPSBB for all electronic settlement.

Bilagi Pattan Sahakari Bank Niyamit branch overview

Located at HEAD OFFICE, NEAR BUS STAND , BILAGI - 587116, the Bilagi Pattan Sahakari Bank Niyamit branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0SBPSBB is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BILAGI PATTAN SAHAKARI BANK NIYAMIT branch came to be assigned the code UTIB0SBPSBB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SBPSBB, money simply cannot be routed to the BILAGI PATTAN SAHAKARI BANK NIYAMIT branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Bilagi Pattan Sahakari Bank Niyamit branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SBPSBB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UTIB0SBPSBB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SBPSBB across all three.

How to use IFSC UTIB0SBPSBB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BILAGI PATTAN SAHAKARI BANK NIYAMIT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SBPSBB.
4. Confirm the bank name auto-populates as Axis Bank and the branch as BILAGI PATTAN SAHAKARI BANK NIYAMIT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0SBPSBB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT, ensure your bank's portal accepts IFSC UTIB0SBPSBB while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank BILAGI PATTAN SAHAKARI BANK NIYAMIT (IFSC UTIB0SBPSBB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SBPSBB in your mobile or internet banking app, and the money is credited to the BILAGI PATTAN SAHAKARI BANK NIYAMIT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SBPSBB for Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bilagi Pattan Sahakari Bank Niyamit branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SBPSBB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT is still mapped to IFSC UTIB0SBPSBB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SBPSBB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bilagi Pattan Sahakari Bank Niyamit branch is mapped to IFSC UTIB0SBPSBB on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SBPSBB.

Products and services

Customers walking into the Bilagi Pattan Sahakari Bank Niyamit branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SBPSBB

Digital banking channels

Most day-to-day work that customers used to do at the Bilagi Pattan Sahakari Bank Niyamit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SBPSBB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bilagi Pattan Sahakari Bank Niyamit branch sits at HEAD OFFICE, NEAR BUS STAND , BILAGI - 587116. If you are travelling from outside Bilgi, search for the branch on a maps application using the bank name and locality, or call 8425-276478 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SBPSBB and your account number.

Common mistakes to avoid when using IFSC UTIB0SBPSBB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SBPSBB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Bilagi Pattan Sahakari Bank Niyamit are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SBPSBB continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SBPSBB for Axis Bank – BILAGI PATTAN SAHAKARI BANK NIYAMIT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SBPSBB belongs to Axis Bank's BILAGI PATTAN SAHAKARI BANK NIYAMIT branch, located at HEAD OFFICE, NEAR BUS STAND , BILAGI - 587116 in BILGI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.