This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, TAKHATPUR branch in BILASPUR. The 11-digit IFSC UTIB0006277 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the TAKHATPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – TAKHATPUR is UTIB0006277. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006277 map to this branch in BILASPUR, CHHATTISGARH.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Takhatpur branch in Bilaspur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006277.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Takhatpur |
| IFSC Code | UTIB0006277 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, TEHSHIL OFFICE ROAD, TAKHATPUR,NEAR SIRJAN HOSPITAL, PS TAKHATPUR |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| STD Code | 7752 |
| Phone | 9755000212 |
Takhatpur branch overview
Located at GROUND FLOOR, TEHSHIL OFFICE ROAD, TAKHATPUR,NEAR SIRJAN HOSPITAL, PS TAKHATPUR, the Takhatpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006277 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TAKHATPUR of Axis Bank — its own 11-character IFSC. The code UTIB0006277 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006277 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Takhatpur branch is mapped to IFSC UTIB0006277 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006277.
Banking services available
The Takhatpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7752-9755000212.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006277
How to transfer money using IFSC UTIB0006277
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006277 across all three.
NEFT to Axis Bank, TAKHATPUR using IFSC UTIB0006277
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006277, and confirm that the system picks up Axis Bank – TAKHATPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TAKHATPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TAKHATPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006277 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank TAKHATPUR (IFSC UTIB0006277)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006277 in your mobile or internet banking app, and the money is credited to the TAKHATPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006277 for Axis Bank – TAKHATPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006277 | Yes – UTIB0006277 | Yes – UTIB0006277 |
For most retail customers crediting the Takhatpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006277
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TAKHATPUR is still mapped to IFSC UTIB0006277. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006277 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Takhatpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006277 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Takhatpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006277 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0006277
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TAKHATPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006277. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Takhatpur branch sits at GROUND FLOOR, TEHSHIL OFFICE ROAD, TAKHATPUR,NEAR SIRJAN HOSPITAL, PS TAKHATPUR. If you are travelling from outside Bilaspur, search for the branch on a maps application using the bank name and locality, or call 7752-9755000212 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006277 and your account number.
Verifying IFSC UTIB0006277 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006277 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7752-9755000212.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Takhatpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006277 continue to work without interruption.
Branch address & contact
Axis BankTakhatpur Branch
GROUND FLOOR, TEHSHIL OFFICE ROAD, TAKHATPUR,NEAR SIRJAN HOSPITAL, PS TAKHATPUR
Bilaspur, Chhattisgarh
Phone: 7752-9755000212
IFSC: UTIB0006277
Frequently asked questions
Is IFSC UTIB0006277 the same for all accounts at Takhatpur branch?
Yes. The IFSC UTIB0006277 is shared by every account held at Axis Bank's Takhatpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0006277 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Takhatpur reflect within 30 minutes.
Is IFSC UTIB0006277 valid for NEFT and RTGS?
Yes. IFSC UTIB0006277 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Takhatpur branch located?
Axis Bank's Takhatpur branch is located at GROUND FLOOR, TEHSHIL OFFICE ROAD, TAKHATPUR,NEAR SIRJAN HOSPITAL, PS TAKHATPUR, Bilaspur, Chhattisgarh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Takhatpur branch but serve different purposes.
What is the IFSC code of Axis Bank Takhatpur branch?
The IFSC code of Axis Bank, Takhatpur branch is UTIB0006277. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0006277 is the IFSC code of Axis Bank, TAKHATPUR branch, in BILASPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
