If you are searching for the IFSC code of Axis Bank, SEEPAT ROAD , BILASPUR branch in BILASPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is UTIB0001069. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEEPAT ROAD , BILASPUR branch, and detailed step-by-step guides for using the IFSC UTIB0001069 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0001069 is the IFSC of Axis Bank's SEEPAT ROAD , BILASPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 001069 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Seepat Road , Bilaspur branch — IFSC UTIB0001069 — extends the bank's services to customers in and around Bilaspur, Chhattisgarh.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Seepat Road , Bilaspur |
| IFSC Code | UTIB0001069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SIDARA COMPLEX, SEEPAT ROAD , RAJKISHORE NAGAR, BILASPUR, CHATTISGARH, PIN 495 006 |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| STD Code | 0 |
| Phone | 0 |
About the Seepat Road , Bilaspur branch
The Seepat Road , Bilaspur branch of Axis Bank is situated at SIDARA COMPLEX, SEEPAT ROAD , RAJKISHORE NAGAR, BILASPUR, CHATTISGARH, PIN 495 006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001069 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEEPAT ROAD , BILASPUR of Axis Bank — its own 11-character IFSC. The code UTIB0001069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001069 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Seepat Road , Bilaspur branch
Once you have an account at Axis Bank – SEEPAT ROAD , BILASPUR, the IFSC UTIB0001069 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Seepat Road , Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001069
How to transfer money using IFSC UTIB0001069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001069 across all three.
NEFT to Axis Bank, SEEPAT ROAD , BILASPUR using IFSC UTIB0001069
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001069, and confirm that the system picks up Axis Bank – SEEPAT ROAD , BILASPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0001069
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SEEPAT ROAD , BILASPUR, ensure your bank's portal accepts IFSC UTIB0001069 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SEEPAT ROAD , BILASPUR (IFSC UTIB0001069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001069 in your mobile or internet banking app, and the money is credited to the SEEPAT ROAD , BILASPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001069 for Axis Bank – SEEPAT ROAD , BILASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001069 | Yes – UTIB0001069 | Yes – UTIB0001069 |
For most retail customers crediting the Seepat Road , Bilaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001069
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SEEPAT ROAD , BILASPUR is still mapped to IFSC UTIB0001069. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001069 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0001069
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SEEPAT ROAD , BILASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001069 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Seepat Road , Bilaspur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001069 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SEEPAT ROAD , BILASPUR:
- The IFSC is exactly UTIB0001069 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SEEPAT ROAD , BILASPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Seepat Road , Bilaspur branch
The branch is located at SIDARA COMPLEX, SEEPAT ROAD , RAJKISHORE NAGAR, BILASPUR, CHATTISGARH, PIN 495 006, which puts it inside Bilaspur, the broader Bilaspur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Seepat Road , Bilaspur branch” — the verified location pin for IFSC UTIB0001069 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001069 and your account number.
Verifying IFSC UTIB0001069 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001069 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Seepat Road , Bilaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001069, however, work 24x7.
Branch address & contact
Axis BankSeepat Road , Bilaspur Branch
SIDARA COMPLEX, SEEPAT ROAD , RAJKISHORE NAGAR, BILASPUR, CHATTISGARH, PIN 495 006
Bilaspur, Chhattisgarh
Phone: 0
IFSC: UTIB0001069
Frequently asked questions
Is IFSC UTIB0001069 valid for NEFT and RTGS?
Yes. IFSC UTIB0001069 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Seepat Road , Bilaspur branch?
The IFSC code of Axis Bank, Seepat Road , Bilaspur branch is UTIB0001069. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0001069 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Seepat Road , Bilaspur reflect within 30 minutes.
Does Axis Bank Seepat Road , Bilaspur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC UTIB0001069 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001069 to send funds instantly.
What is the phone number of Axis Bank Seepat Road , Bilaspur branch?
You can reach the branch at 0 during regular banking hours.
How do I add Axis Bank Seepat Road , Bilaspur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001069, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0001069 belongs to Axis Bank's SEEPAT ROAD , BILASPUR branch, located at SIDARA COMPLEX, SEEPAT ROAD , RAJKISHORE NAGAR, BILASPUR, CHATTISGARH, PIN 495… in BILASPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
