Use this page as a one-stop reference for everything related to Axis Bank's BIHPURIA branch in BIHPURIA, ASSAM. The branch's IFSC code UTIB0005084 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005084 is the IFSC of Axis Bank's BIHPURIA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005084 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bihpuria |
| IFSC Code | UTIB0005084 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST LAKHIMPUR |
| City | Bihpuria |
| District | Lakhimpur |
| State | Assam |
| STD Code | 3759 |
| Phone | 9706010100 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bihpuria branch — IFSC UTIB0005084 — extends the bank's services to customers in and around Bihpuria, Assam.
About this branch
The branch is located at GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST LAKHIMPUR. It serves the Bihpuria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005084 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BIHPURIA branch came to be assigned the code UTIB0005084.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005084, money simply cannot be routed to the BIHPURIA branch electronically.
How to transfer money using IFSC UTIB0005084
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005084 across all three.
NEFT to Axis Bank, BIHPURIA using IFSC UTIB0005084
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005084, and confirm that the system picks up Axis Bank – BIHPURIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BIHPURIA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BIHPURIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005084 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BIHPURIA, use IMPS. With IFSC UTIB0005084 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bihpuria
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005084:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BIHPURIA is still linked to IFSC UTIB0005084.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BIHPURIA branch, the IFSC UTIB0005084 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bihpuria branch is mapped to IFSC UTIB0005084 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005084.
Products and services
Customers walking into the Bihpuria branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005084
MICR & cheque-truncation details
Cheques drawn on the Bihpuria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005084 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bihpuria branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005084 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BIHPURIA:
- The IFSC is exactly UTIB0005084 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BIHPURIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bihpuria branch
The branch is located at GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST LAKHIMPUR, which puts it inside Bihpuria, the broader Lakhimpur district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bihpuria branch” — the verified location pin for IFSC UTIB0005084 should appear at the top of the results.
- Confirm the branch is open by calling 3759-9706010100 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005084 and your account number.
Verifying IFSC UTIB0005084 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005084 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3759-9706010100.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bihpuria are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005084 continue to work without interruption.
Branch address & contact
Axis BankBihpuria Branch
GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST LAKHIMPUR
Bihpuria, Assam
Phone: 3759-9706010100
IFSC: UTIB0005084
Frequently asked questions
What is the phone number of Axis Bank Bihpuria branch?
You can reach the branch at 3759-9706010100 during regular banking hours.
Is IFSC UTIB0005084 valid for NEFT and RTGS?
Yes. IFSC UTIB0005084 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Bihpuria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005084, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0005084 the same for all accounts at Bihpuria branch?
Yes. The IFSC UTIB0005084 is shared by every account held at Axis Bank's Bihpuria branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0005084 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bihpuria reflect within 30 minutes.
Can I use IFSC UTIB0005084 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005084 to send funds instantly.
Does Axis Bank Bihpuria branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3759-9706010100 to confirm.
Where is Axis Bank Bihpuria branch located?
Axis Bank's Bihpuria branch is located at GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST LAKHIMPUR, Bihpuria, Assam.
Summary
The IFSC code UTIB0005084 belongs to Axis Bank's BIHPURIA branch, located at GROUND FLOOR, NEAR SBI BIHPURIA BRANCH, OLD N T ROAD, PO BIHPURIA, DIST… in BIHPURIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
