Use this page as a one-stop reference for everything related to Axis Bank's BIHARSHARIF branch in BIHAR SHARIF, BIHAR. The branch's IFSC code UTIB0000873 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0000873 is the IFSC of Axis Bank's BIHARSHARIF branch. The format is fixed: UTIB = bank code, 0 = reserved, 000873 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Biharsharif branch in Bihar Sharif. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0000873.
About the Biharsharif branch
The Biharsharif branch of Axis Bank is situated at KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR, PIN 803 101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0000873 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Biharsharif |
| IFSC Code | UTIB0000873 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR, PIN 803 101 |
| City | Bihar Sharif |
| District | Nalanda |
| State | Bihar |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BIHARSHARIF branch came to be assigned the code UTIB0000873.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000873, money simply cannot be routed to the BIHARSHARIF branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Biharsharif branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000873 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0000873
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000873 across all three.
How to use IFSC UTIB0000873 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BIHARSHARIF branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0000873.
- Confirm the bank name auto-populates as Axis Bank and the branch as BIHARSHARIF.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BIHARSHARIF
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BIHARSHARIF branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000873 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BIHARSHARIF (IFSC UTIB0000873)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000873 in your mobile or internet banking app, and the money is credited to the BIHARSHARIF branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0000873 for Axis Bank – BIHARSHARIF, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0000873 | Yes – UTIB0000873 | Yes – UTIB0000873 |
For most retail customers crediting the Biharsharif branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0000873
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BIHARSHARIF is still mapped to IFSC UTIB0000873. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000873 and the beneficiary's account number to complete the transfer.
Account types you can open at the Biharsharif branch
Once you have an account at Axis Bank – BIHARSHARIF, the IFSC UTIB0000873 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Biharsharif branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0000873
Online banking and IFSC UTIB0000873
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BIHARSHARIF branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000873 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Biharsharif branch
The branch is located at KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR, PIN 803 101, which puts it inside Bihar Sharif, the broader Nalanda district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Biharsharif branch” — the verified location pin for IFSC UTIB0000873 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000873 and your account number.
Common mistakes to avoid when using IFSC UTIB0000873
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BIHARSHARIF, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0000873. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Biharsharif branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000873, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0000873 for Axis Bank – BIHARSHARIF, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankBiharsharif Branch
KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR, PIN 803 101
Bihar Sharif, Bihar
Phone: the branch contact number
IFSC: UTIB0000873
Frequently asked questions
Can I use IFSC UTIB0000873 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0000873 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Biharsharif branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0000873 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Biharsharif reflect within 30 minutes.
Is IFSC UTIB0000873 the same for all accounts at Biharsharif branch?
Yes. The IFSC UTIB0000873 is shared by every account held at Axis Bank's Biharsharif branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Biharsharif branch?
The IFSC code of Axis Bank, Biharsharif branch is UTIB0000873. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Biharsharif branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Axis Bank Biharsharif branch located?
Axis Bank's Biharsharif branch is located at KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR, PIN 803 101, Bihar Sharif, Bihar.
Summary
The IFSC code UTIB0000873 belongs to Axis Bank's BIHARSHARIF branch, located at KASHI TAKIYA, PS LAHERI THANA, RANCHI ROAD, BIHARSHARIF DIST. NALANDA, BIHAR,… in BIHAR SHARIF, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
